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If you’re worried about identity theft, you’re in good company. More than ⅔ of U.S. adults responding to a 2018 survey by Harris Poll and NerdWallet said they were increasingly...
There’s no question that bankruptcy is a negative on your credit report. A Chapter 7 bankruptcy case stays on your credit history for 10 years, and a Chapter 13 case for seven....
Credit scores…we all have them but most of us do not understand how our scores are calculated. Regardless, effective immediately, your credit score may experience an increase as...
Do you have minor children? Do you know if they have debt? They should not have debt. Unfortunately, our nation has seen a rise in identity theft of children. According to Kelli...
I recently read an informative and well written article in The Washington Post by a staff reporter for National Public Radio (NPR). In the article, the reporter, Mr. Bobby Allyn,...
The law that controls everything as it relates to credit reports and credit reporting is titled the Fair Credit Reporting Act (FCRA). The formal dispute process as set forth in...
