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5 Things You Can Do to Protect Your Financial Future

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Over the years we have helped tens of thousands of people in Alabama & Mississippi get relief from overwhelming debt. The why and how our help came to be needed is unique to each client. However, there are a few things we found to be common in many cases.

What Happens if You Ignore Debt Collectors?

Ignore Debt Collectors

If you’re like most people, the current high prices of gas, food, rent, and just about everything else is stretching your budget to the breaking point. If they are not doing so already, your creditors are ramping up their collection activity and you just want to make the calls stop.

Debt Is Bad for Your Health

Debt Is Bad for Your Health

How bad can debt really be for you? The answer is it could be affecting your physical and mental health, including causing anxiety and stress.

Credit counseling required before filing for bankruptcy

credit counseling

As someone considering filing for bankruptcy, you may be exploring your options and trying to figure out whether this may be the most effective method of getting your finances back in a manageable state.

Living Comfortably On a Budget

family Budget

Many Americans have found themselves struggling to make ends meet each month. Even those previously considered “well off” find themselves looking for ways to trim expenses. By taking the time to set up a budget you can avoid ongoing financial struggles and worries that may plague you.

Fast Debt Relief Options - Think Again

BDebt RElief Scams

If get-rich-quick schemes worked no one would have debt issues. This also applies to Get Out of Debt schemes. People often find themselves even deeper in debt after attempting to follow any of the risky strategies described here. These rarely work out and rather than helping, can worsen problems and make it even tougher to dig yourself out of debt.

Bankruptcy Terms to Know

Bankruptcy Terms

Throughout bankruptcy proceedings, you’ll likely come across some legal terms particular to bankruptcy that you’ll need to know. Here are some of the most common and important ones:

When 2 Bad Things Come Together - Bankruptcy and Divorce

Chapter 13 saving home

Differences in the management of money, debt, and finances are often cited by many couples as an underlying reason for divorce. Along with being the cause of a divorce, marriage is also a contract, and the division of assets and debts is required.

How Chapter 13 Bankruptcy can Save Your Home

Chapter 13 saving home

For most people, their home is the center for many of life’s activities. Your home is where life happens; raising your children, celebrating milestones, holidays, graduations, etc., it is the safe haven away from the stresses of life. When this is put in jeopardy due to overwhelming debt, the loss of a job, reduction of income, or an unexpected medical event you need to explore every resource possible to protect your most valuable investment.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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