Student Loan Problems

Student loan debt in the United States has recently exceeded one trillion dollars!

That is more debt than is owed to the credit card companies. As the cost of higher education increases, student loan debt, by necessity, also increases. Unlike credit card debt, however, student loan debt is difficult to resolve. Student loan collectors have a great deal of power and it is easier for them to collect on student loan debt than it is for credit card companies to collect on credit card debt.

Our attorneys can deal with student loan debt for our clients in a number of different ways. We ask clients to come into one of our offices for a free initial consultation in order to determine possible solutions to a person’s problems with their student loans. If a student loan is in default or at the stage where an administrative garnishment of wages is in place, obviously time is of the essence in order to deal with the student loan debt. We ask our clients to fill out an initial consultation form that will quickly allow us to get to the bottom of the problem. When you come to our office, please first try to gather all of the student loan documents and letters that you can find. Secondly, and very importantly, please go to the following government web site, obtain a user name and password, and then print off all of the student loan information that is there on you as it relates to government guaranteed student loans and bring that to us at your consultation. The website address is as follows:

Finally, if you would like our information form for the free consultation form emailed to you, please send an email to us at:

You may also call our office, nearest to you, and schedule a free consultation appointment. When you call, please tell our receptionist that you want to discuss your student loan situation. If you are experiencing other debt problems in addition to student loans as well, please tell our receptionist that you want to have a free initial bankruptcy consultation where all of your debts will be explored and discussed with a licensed attorney. Our goal is to help our clients in a respectful and dignified manner while providing the most expedient and professional legal assistance that we can.

Thank you for your interest in our firm and we look forward to meeting with you.

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices


2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200

Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200

Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010

Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899

Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363

Decatur Location
605 Bank Street
Decatur, AL 35601
Phone: (256) 355-2447

Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (205) 486-3580

Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195

Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 887-7666

Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 344-3559

Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866

Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000

Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000

Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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