Financial Issues Millennials Face Today
Submitted by the Bond & Botes Law Offices - Wednesday, July 19, 2023
Millennials, identified as those born between 1981 and 1996, are the first generation to have grown up completely in the digital age. Not only are they very tech-knowledgable, but they are the most educated generation in U.S. history.
Student Loan Debt and Bankruptcy
Submitted by the Bond & Botes Law Offices - Friday, July 14, 2023
By Mary Conner Pool
For years, most borrowers filing for bankruptcy did not get relief from their student loan debts; instead, they had to deal with them once they were out of bankruptcy. To attempt to get relief from a student loan, a debtor files a separate lawsuit called an adversary proceeding to determine whether the debtor meets an “undue hardship” burden to discharge their student loans in whole or in part.
Statement of Reasons (SOR) – What should you do if you get a SOR to revoke or deny your security clearance?
Submitted by the Bond & Botes Law Offices - Friday, July 7, 2023
By Ronald C. Sykstus
If get a Statement of Reasons (SOR) from the government that says it wants to revoke or deny your security clearance, this is a serious matter that requires immediate attention. Without a clearance and if your employer does not have any available non-classified work for you to do, then a revocation or denial of a security clearance will result in the loss of the job.
Celebrating Amy Kondrath Tanner
Submitted by the Bond & Botes Law Offices - Monday, June 26, 2023
Celebrating Amy Kondrath Tanner’s Election as the Upcoming Chair of the Bankruptcy and Commercial Law Section of the Alabama State Bar
We, the lawyers and staff of the Bond and Botes Law Offices, are thrilled to extend our warmest congratulations to our esteemed colleague, Amy Kondrath Tanner
Stop Foreclosure with Chapter 13 Bankruptcy: Your Guide to Protecting Your Home
Submitted by the Bond & Botes Law Offices - Wednesday, May 31, 2023
Are you facing the daunting possibility of foreclosure? It’s a distressing situation that can leave you feeling helpless and overwhelmed. However, there is hope in the form of Chapter 13 bankruptcy. In this blog post, we will discuss how Chapter 13 bankruptcy can help you stop foreclosure and protect your home. So, if you’re searching for a bankruptcy attorney to assist you during this challenging time, read on to understand how Chapter 13 can be the lifeline you need.
Security Clearances and the Entire Clearance Process in the News Again
Submitted by the Bond & Botes Law Offices - Wednesday, April 19, 2023
According to this article, nearly 3 million Americans. have a security clearance, while about 1.2 million have access to information that is considered top secret. The recent breach, however, feels different insofar as how a low ranking enlisted national guardsman was allegedly able to access and disseminate a great deal of very sensitive and top secret national security information to his gaming buddies.
Adult Children and Financial Help
Submitted by the Bond & Botes Law Offices - Monday, April 17, 2023
There’s nothing wrong with wanting the best for your children and helping them out in tough times. But the help you provide shouldn’t place your own financial well-being in jeopardy.
Rent-to-Own Agreements and Bankruptcy in Alabama and Mississippi
Submitted by the Bond & Botes Law Offices - Monday, April 3, 2023
At first glance, it may seem like a good plan to use a Rent-to-Own service to get the items you need. For example, Furniture and Appliances are popular, rent-to-own items. Why not, it is very attractive, for a small monthly payment you can outfit your home with everything you want, but, hidden in the details are traps and pitfalls.
Chapter 13 Personal Reorganization
Submitted by the Bond & Botes Law Offices - Monday, March 20, 2023
Bankruptcy is a legal process that can help individuals and businesses who are struggling with overwhelming debt. Chapter 13 bankruptcy is a specific type of bankruptcy that allows individuals to reorganize their debts and create a repayment plan over a period of three to five years.
Negotiating With Creditors After a Job Loss
Submitted by the Bond & Botes Law Offices - Friday, March 10, 2023
Negotiating with your creditors can be a challenging process, but it may help you reduce your debt and avoid more serious consequences. Here are some steps you can take based on web search results: