Blogs

Financial Issues Millennials Face Today

Millennial Shopping

Millennials, identified as those born between 1981 and 1996, are the first generation to have grown up completely in the digital age. Not only are they very tech-knowledgable, but they are the most educated generation in U.S. history.

Student Loan Debt and Bankruptcy

By Mary Conner Pool

Mary Conner Pool

For years, most borrowers filing for bankruptcy did not get relief from their student loan debts; instead, they had to deal with them once they were out of bankruptcy. To attempt to get relief from a student loan, a debtor files a separate lawsuit called an adversary proceeding to determine whether the debtor meets an “undue hardship” burden to discharge their student loans in whole or in part.

Statement of Reasons (SOR) – What should you do if you get a SOR to revoke or deny your security clearance?

By Ronald C. Sykstus

Ronald Sykstus

If get a Statement of Reasons (SOR) from the government that says it wants to revoke or deny your security clearance, this is a serious matter that requires immediate attention. Without a clearance and if your employer does not have any available non-classified work for you to do, then a revocation or denial of a security clearance will result in the loss of the job.

Celebrating Amy Kondrath Tanner

Amy Kondrath Tanner

Celebrating Amy Kondrath Tanner’s Election as the Upcoming Chair of the Bankruptcy and Commercial Law Section of the Alabama State Bar

We, the lawyers and staff of the Bond and Botes Law Offices, are thrilled to extend our warmest congratulations to our esteemed colleague, Amy Kondrath Tanner

Stop Foreclosure with Chapter 13 Bankruptcy: Your Guide to Protecting Your Home

Stop Foreclosure with Chapter 13 Bankruptcy

Are you facing the daunting possibility of foreclosure? It’s a distressing situation that can leave you feeling helpless and overwhelmed. However, there is hope in the form of Chapter 13 bankruptcy. In this blog post, we will discuss how Chapter 13 bankruptcy can help you stop foreclosure and protect your home. So, if you’re searching for a bankruptcy attorney to assist you during this challenging time, read on to understand how Chapter 13 can be the lifeline you need.

Security Clearances and the Entire Clearance Process in the News Again

Ronald Sykstus

According to this article, nearly 3 million Americans. have a security clearance, while about 1.2 million have access to information that is considered top secret. The recent breach, however, feels different insofar as how a low ranking enlisted national guardsman was allegedly able to access and disseminate a great deal of very sensitive and top secret national security information to his gaming buddies.

Adult Children and Financial Help

Chapter 13 Personal Reorganization

There’s nothing wrong with wanting the best for your children and helping them out in tough times. But the help you provide shouldn’t place your own financial well-being in jeopardy.

Rent-to-Own Agreements and Bankruptcy in Alabama and Mississippi

Chapter 13 Personal Reorganization

At first glance, it may seem like a good plan to use a Rent-to-Own service to get the items you need. For example, Furniture and Appliances are popular, rent-to-own items. Why not, it is very attractive, for a small monthly payment you can outfit your home with everything you want, but, hidden in the details are traps and pitfalls.

Chapter 13 Personal Reorganization

Chapter 13 Personal Reorganization

Bankruptcy is a legal process that can help individuals and businesses who are struggling with overwhelming debt. Chapter 13 bankruptcy is a specific type of bankruptcy that allows individuals to reorganize their debts and create a repayment plan over a period of three to five years.

Negotiating With Creditors After a Job Loss

negotiate with creditor

Negotiating with your creditors can be a challenging process, but it may help you reduce your debt and avoid more serious consequences. Here are some steps you can take based on web search results:

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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