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Having just observed another Halloween, I thought this might be a good time to discuss the evils of “Zombie Debt.” What is zombie debt? Zombie debt is defined by Investopedia as...
If you’ve ever been pursued by a debt collector, chances are good that you felt harassed. But, “debt collector harassment” has a specific legal meaning. And, when that line is...
When you file bankruptcy, you have a right to expect relief from collection harassment. The automatic stay prevents most creditors from pursuing ALL collection actions...
It’s no secret that collection agencies, debt buyers, and other debt collectors don’t always play fair. Most people who have been through a financial crunch and fallen behind on...
When I meet with an individual, the person is often shocked to find out that there are no laws requiring an individual to give information to a creditor or collector over the...
If you are facing a money crisis, you are probably one of the millions of Americans getting phone calls and letters from debt collection companies and law firms. Too often, these...
