Bankruptcy

This month, we're proud to recognize Ashley Wesley from our Birmingham office—someone whose impact is felt every day by both clients and coworkers.

Artificial Intelligence ("AI") seems to be everywhere these days. It writes emails, answers customer service questions, creates images, reviews contracts, and even helps doctors diagnose illnesses. Some people see AI as an exciting technological breakthrough. Others see it as a threat.

If you've been getting calls, letters, or notices from creditors, you're probably wondering what comes next. Maybe you've heard the phrase "wage garnishment" and felt a knot in your stomach. Maybe you're just trying to figure out how serious this is.

At Bond & Botes, we know that what makes a great firm isn’t just legal knowledge—it’s the people who show up every day with a willingness to help, support one another, and take care of our clients.

Families across Alabama and Mississippi are once again feeling financial pressure, and this time some of the problems may be coming from thousands of miles away.

For many people, wage garnishment doesn’t feel real… until the paycheck hits and something is missing. It’s one of the most stressful moments we see clients face — not just because of the money, but because of how quickly it impacts everyday life.

As the first face clients see when they walk through the door, Anna sets the tone immediately — welcoming, calm, and ready to help. While her official role is receptionist, her impact goes far beyond that title.

Many people worry about losing their home if they need to file bankruptcy. For older Alabama residents and individuals living with disabilities, a recent change in state law, which will become effective on June 1, 2026, may provide much stronger protection for home equity.

Most families who end up considering bankruptcy did not set out to get into financial trouble.

In fact, many were doing their best to stay afloat — paying bills, working hard, and trying to keep up with rising costs. But there is one financial mistake that quietly pushes thousands of families toward bankruptcy every year.

The truth is that many of the most common beliefs about credit scores simply aren’t accurate. And those misunderstandings often cause people to delay getting help that could actually improve their financial future.