Blogs

The Fair Credit Billing Act (FCBA) is a subsection of the federal Truth in Lending Act (TILA). It is an important federal law for all consumers since it contains the billing error procedures at sections 1666 and 1666(a). These billing error procedures most commonly assist consumers when they are disputing credit card transactions on their credit card statements for which they do not believe that they should be held liable.

Yes, you can be denied a bankruptcy discharge but this is a rare occurrence. The most common occurrence is when a Debtor has committed a fairly serious fraud against his creditors. A more common occurrence, but still rare, is being denied a discharge of a single debt for various legal reasons.

A common question that we often get asked is whether someone can give away or transfer over property in order to avoid their creditors if they are going to file for bankruptcy. The very short and quick answer is no.

This question really depends on where you have filed your chapter 13 petition since the local rules of each court governs how income changes will affect a chapter 13 plan.  In some district, the change will not matter but it others it might.

The short answer to this question is NO! This question usually comes to me or my colleagues from a frightened victim of this “payday loan scam” after they have been contacted by a self labeled “collector” plying intimidating scare tactics to collect on a debt.

A recent study led by researchers from the Fred Hutchinson Cancer Research Center in Seattle, Washington concluded that cancer patients in Washington State were twice as likely to file for ban

If you are giving up or “surrendering” your house in bankruptcy, our initial advice to our clients is to stay in the house until the foreclosure sale date. As a general rule, it takes quite a while for most mortgage companies to foreclose on a home.

Each person who files for consumer bankruptcy protection, either chapter 7 or chapter 13, is required to complete a pre-petition credit counseling course.

Alabama Bradford Botes took time to speak with laws.com about bankruptcy, bad luck, and waiting too long to hire a bankruptcy attorney for their article "Bad Things Happen To Good People"