What Types of Social Security Disability Benefits are Available?

 There are two commonly available types of Social Security disability benefits available to individuals:  Disability Insurance Benefits (DIB) and Supplemental Security Income (SSI).

Disability Insurance Benefits

DIB is available to individuals who have paid “premiums” into the system 20 of the past 40 fiscal quarters.  In other words, you would have had to work five of the past 10 years (not necessarily in a row) and had the Social Security deduction taken from your paycheck and paid over to Social Security.

Disability Insurance Benefits consist of a monthly monetary benefit based on what you have paid into the system.  DIB also typically includes Medicare, which pays for your medical treatment and sometimes a monthly monetary benefit for your children.

Supplemental Security Income

Supplemental Security Income on the other hand is needs based.  You cannot exceed certain benchmarks relating to personal property, real property and household income among others in order to qualify.

It is analogous to the requirements for eligibility to collect food stamps and other social services.  You do not need to have paid any of the “premiums” that DIB requires.

SSI also consists of a monthly monetary benefit, but it is a fixed amount determined by the Supplemental Security Administration and is not based on the amount of money you have paid into the system.

Supplemental Security Income has Medicaid attached, which usually pays for both your medical treatment and medications.  Unfortunately it does not include a monthly monetary benefit for your children.

The medical requirements are the same for both types of disability; they differ only in the technical requirements for eligibility outlined above.

Sometimes individuals may draw both types, while others may have their SSI canceled out solely due to the amount of the monthly DIB monetary benefit they draw rather than any of the external factors discussed.

If you suffer from a severe impairment that is expected to last more than twelve months and that prevents you from doing any of your past or other work, please contact our office nearest to you to set up a free consultation appointment to discuss your situation.

Share This Page

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices


2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200

Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200

Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010

Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899

Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363

Decatur Location
605 Bank Street
Decatur, AL 35601
Phone: (256) 355-2447

Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (205) 486-3580

Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195

Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 887-7666

Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 344-3559

Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866

Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000

Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000

Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

© 2024 by Bond & Botes Law Offices. All rights reserved. Disclaimer | Privacy Policy