Blogs

With everything we all must worry about these days, it’s easy to avoid thinking about what is on your credit report. You may even wonder if you need to worry about it even if you aren't in the market to borrow money for a car or a home. The answer is yes, you do. Aside from preventing you from obtaining a loan for a big-ticket item, credit report errors can cost you a job or cause you to pay higher interest rates.

If you are contemplating bankruptcy, you may have searched the topic on the internet and seen something called the "Means Test".  For in-depth information on the Means Test, you can visit The United States Department of Justice's website.

Just how much do you think an ambulance ride to the hospital costs? Take a guess and then increase it by a lot. In a recent Washington Post article, Melissa Bailey delves into what is increasingly becoming a problem for consumers everywhere—the unexpected cost of routine ambulance trips. A common problem that I see with potential clients and those that I go on to represent is medical bills.

With the holidays creeping around the corner, many of you may be rushing to make your last minute purchases online.  As you do so, it is important that you protect your credit information from unprotected sites.

Tribal members of the Navajo Nation filed a federal lawsuit against Well Fargo on Tuesday December 12, 2017, CNN Money reports.

We are a few days from Christmas, and the holiday season is in full bloom. Many people plan on making donations to charitable organizations before the end of the year. However, you want to make sure that organization is a Qualified Charity in order to claim a deduction for the donation on your federal tax return during tax season. Donating to charity is one of the best ways to reduce tax debt--if done properly.

According to the U.S. Department of Housing and Urban Development’s annual Point in Time report released this month, the U.S. homeless population increased for the first time since 2010.

Can you lose your job if you fall behind on your student loans?  In 19 states, government agencies can seize your state-issued professional licenses if you default on your student loans.  Thankfully, Alabama is not one of these states.  In South Dakota, your driver’s license can be suspended which can make it impossible to get to work.

According to the International Monetary Fund (IMF), individuals and companies are piling on debt at levels last seen just prior to the financial crisis a few years back. The IMF reports that borrowing in the “non-financial sector” has surpassed the pre-crisis high. The “non-financial sector” is composed of governments, non-financial companies, and households.

Are you facing difficult financial decisions?  Bills piling up?  Trying to figure out how to pay for Christmas gifts?  As fun and joyous as the holiday season is supposed to be, the money aspect of it can be very stressful.  No one really wants to think about their financial problem especially during this time of year.  This article is designed to help you prepare if you are