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On March 16, 2016, the Costa Mesa, California debt settlement company of Morgan Drexen was ordered by a federal court to pay $132.8 million in restitution to those who enrolled in the company’s debt settlement program between

When meeting with potential clients, I am often asked if that person has to tell their spouse they are filing bankruptcy.  The answer can be complicated.  Generally, it is not wise to keep a secret from your spouse especially about something as important as finances.  Rarel

In all sincerity, the above statements are certainly sarcastic, but they are meant to be so…..Why?

This time of year my firm receives quite a few calls from current and former clients who have received a 1099-C document from a creditor. This is an IRS form that deals with debt that has been cancelled (hence the “C”) due to some event taking place during the s

With all the news last week regarding Governor Bentley and his “improper” relationship with Rebekah Mason, I feel that the press has lost sight of the real issues with Governor Bentley and his leadership of Alabama.  Governor Bentley originally ran for office stating he would not take a salary from the people of Alabama until the budget was balanced and our

The law that controls everything as it relates to credit reports and credit reporting is titled the Fair Credit Reporting Act (FCRA).

What happens when you personally file for bankruptcy and have bank accounts or other assets in your children’s names?

Previously, the New York Times published a comprehensive series regarding arbitration stripping away and prohibiting many rights of consumers.  I have written about this in the past and the New York Times article and subsequent editorial

Credit cards are readily available to the majority of Americans and, when used properly, can be quite useful. They are convenient for emergency situations and can provide more security. If you manage to be responsible with your credit card use, you can also build your credit score.

One of the most often asked questions I am asked is “Can I buy a house after Chapter 13?”  Owning a home is the American dream of many and the thought of losing the chance of home ownership is frightening.  Unfortunately, I don’t get follow up’s from clients post-bankruptcy very often on how they ar