Hanjin Shipping Co. Files for Chapter 15 Bankruptcy
Submitted by the Bond & Botes Law Offices - Tuesday, September 6, 2016
Debt Collection Tactics Under Review
Submitted by the Bond & Botes Law Offices - Monday, September 5, 2016
Illegal Debt Collection is always the number one complained about problem by consumers, both to the Federal Trade Commission (FTC) and to the Consumer Protection Financial Bureau (CFPB). In what should end up being good news for consumers in our country, on July 28, 2016, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued its outline of proposals under consideration for the regulation of debt collection. in our Tennessee office wrote extensively about
Montgomery Public Schools Employees Not Paid Due to ‘Human Error’
Submitted by the Bond & Botes Law Offices - Friday, September 2, 2016
We have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system. A majority of our clients live pay check to pay check, so this error puts them in quite the bind. Some have payroll auto drafts that may incur additional fees due their w
The State of Payday Lending in Alabama in 2016
Submitted by the Bond & Botes Law Offices - Wednesday, August 31, 2016
Months back I blogged about payday loans and whether filing for bankruptcy relief can help a person break out of the debt cycle payday lending creates. Bankruptcy can absolutely provide an avenue to escape the debt trap of payday lending. But as a community are we willing to allow bankrupt
More Detail on the Process of Appealing Social Security Administration (SSA) Disability Claim Denials
Submitted by the Bond & Botes Law Offices - Tuesday, August 30, 2016
In previous blog posts, I have occasionally touched on some aspects of the process of appealing unfavorable decisions for SSA disability claims.
Profile on the Consumer Financial Protection Bureau
Submitted by the Bond & Botes Law Offices - Monday, August 29, 2016
How Does Chapter 13 Bankruptcy Work?
Submitted by the Bond & Botes Law Offices - Friday, August 26, 2016
One very powerful remedy that financially strapped consumers have is a discharge pursuant to Chapter 13 of the federal Bankruptcy Code. Chapter 13 bankruptcy is so named because it is Chapter 13 of Title 11 of the United States Code.
GRATITUDE costs you NOTHING, BUT The rewards can be PRICELESS!
Submitted by the Bond & Botes Law Offices - Wednesday, August 24, 2016
What is a Violation of the Automatic Stay?
Submitted by the Bond & Botes Law Offices - Wednesday, August 24, 2016
Should You File Bankruptcy on Your Medical Debt?
Submitted by the Bond & Botes Law Offices - Friday, August 19, 2016
For many Americans, the answer to this question should be yes! Medical debt is currently one of the leading reasons that people file for bankruptcy.