Blogs

In past blog entries, I have talked about the unbearably long time it takes to get a hearing scheduled during the appeals process in Alabama. As it turns out, we have it relatively good compared to some Social Security Administration (SSA) disability claimants in some other states, for example, Wisconsin.

The Fair Isaac Corporation (FICO) has changed the way in which they calculate your credit score.  The new credit scoring system, called FICO 9, went into effect in 2014.  However, it wasn’t until banks starting using the new score in mass that Fair Isaac made the new formula available to consumers.

I recently read an informative and well written article in The Washington Post by a staff reporter for National Public Radio (NPR).

On August 22, the Consumer Financial Protection Bureau (CFPB) took action against Wells Fargo Bank for illegal private student loan servicing practices that increased costs and unfairly penalized certain student loan borrowers.

Most of us remember where we were on this day. I was vacationing at the Gulf Coast with my family and had just returned from a long bike ride. I can remember walking into the room and seeing the news coverage while my son and daughter who were 4 and 2 at the time, played in the living room floor oblivious to what was happening.

As small business owners, we are always trying to find ways that we can assist the communities in which we work.  This year was no exception!  As parents, we are saddened by the many issues the Montgomery Public School system currently faces.  Many schools in Montgomery are very outdated and some do not even have central air conditioning.  In the news, we are constantly seeing stories about the Montgomery Public Sc

Now that the new school year has started, parents everywhere are looking at their bank accounts and wondering when school got so expensive.  Between new clothes for the kids, fees for class trips, and the cost of new school supplies, its normal for budgets to be stretched in the Fall.

One of the world’s largest container shipping companies, Hanjin Shipping Co., has filed for bankruptcy.  Hanjin is a South Korean company and filed for bankruptcy protection under Chapter 15 of the Bankruptcy Code.

Illegal Debt Collection is always the number one complained about problem by consumers, both to the Federal Trade Commission (FTC) and to the Consumer Protection Financial Bureau (CFPB).   In what should end up being good news for consumers in our country, on July 28, 2016, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued its outline of proposals under consideration for the regulation of debt collection.  in  our Tennessee office wrote extensively about

We have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system.  A majority of our clients live pay check to pay check, so this error puts them in quite the bind.  Some have payroll auto drafts that may incur additional fees due their w