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At Bond & Botes we help people file for Bankruptcy relief, but it’s also important to us that our clients are protected after the case is finished.  The whole point of going through a bankruptcy is to receive a “fresh start” for your financial situation.  With that in mind, I wanted to use this blog post as an opportunity to discuss some important rights and protections that extend even after a bankruptcy case is fini

As you can imagine, the number of bankruptcy filings nationwide is increased in times of economic distress.  In 2010, 1.53 million Americans filed for bankruptcy, as many families had to deal with job losses, falling home values, and aggressive creditors following the economic recession and 2008 stock market crash.  Employers were going out of business or cutting employees while trying to stay afloat.  This cau

College tuition continues to increase every year!  I cringe to think how much it will be when our youngest goes to college.  The reality for most families includes getting student loans to finance college.  The harsh reality of borrowing via student loans hits when the excitement of graduation comes to an end in four short years.

The Great Recession of a few years back might be fading in the memories of some; however, in nine states across the United States, the job markets have not fully recovered according to a recent AP report. According to the report, the job numbers and overall size of the economy are still below 2008 levels in the nine states.

No one likes going down Memory Lane to recall regrets but as we get older and wiser most would say that the greatest learning experiences are revisiting past failures or mistakes.

Every day I speak to someone who has student loan issues.  More recently, I have people coming in asking what they can do once their IBR (Income Based Repayment) plan ends with the federal government.

Bloomberg news is reporting that retail stores such as clothing stores, electronic sellers, and department stores are filing for bankruptcy protection at a record place in 2017. The rise in filings is attributed to a drop in traditional walk up retail business due to online retailers.

According to legal publisher LexisNexis, approximately 45% of those living in the United States have a Will.  This is actually a pretty conservative number as other studies show numbers are even lower.  Younger people are even less likely to have a Will than older people.

I have written before on Puerto Rico’s financial situation and the possibility of a bankruptcy filing.  Now, the island has effectively filed for bankruptcy.  Earlier this month Puerto Rico sought relief under Title III of a federal law called the Puerto Rico Oversight, Management, and Stability Act, or