Disabled Veterans and Their Families – A Common Perspective
Submitted by the Bond & Botes Law Offices - Monday, August 28, 2017
I meet with or talk by phone to at least 2 to 3 veterans each day. These are veterans who contact me and ask me to help them fight the VA due to the VA’s denial of the veteran’s request for disability compensation. Out of these veterans that I see each day, at least one will tell me that he or she believes that the VA is purposely denying his or her disability claim and that “the VA is waiting for me to die.” This comment is so prevalent that I almost always finish the rest of the sentence fo
Should You Be Using Credit Cards Just for the Rewards?
Submitted by the Bond & Botes Law Offices - Friday, August 25, 2017
 You may be surprised to find out that Americans love using their credit cards.
You may be surprised to find out that Americans love using their credit cards.
What Are Executory Contracts and Unexpired Leases?
Submitted by the Bond & Botes Law Offices - Thursday, August 24, 2017
 In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi
In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi
Solar Eclipse Facts and Precautions
Submitted by the Bond & Botes Law Offices - Monday, August 21, 2017
 According to NASA, a total coast-to-coast eclipse of the sun hasn’t been seen in the U.S. in 99 years, so the Aug. 21 event will be a can’t-miss for many of us.  A total solar eclipse is caused by a unique set of circumstances.  Oddly enough, the sun is 400 times larger than the moon — but it's also 400 times farther away.
According to NASA, a total coast-to-coast eclipse of the sun hasn’t been seen in the U.S. in 99 years, so the Aug. 21 event will be a can’t-miss for many of us.  A total solar eclipse is caused by a unique set of circumstances.  Oddly enough, the sun is 400 times larger than the moon — but it's also 400 times farther away.
Mississippi Payday Lender All American Check Cashing Shut Down
Submitted by the Bond & Botes Law Offices - Friday, August 18, 2017
 Last week, the Jackson Free Press in Jackson, Mississippi reported that Mississippi payday lender, All American Check Cashing, Inc., is in trouble again. This time, it's with the Consumer Financial Protection Bureau (CFPB).
Last week, the Jackson Free Press in Jackson, Mississippi reported that Mississippi payday lender, All American Check Cashing, Inc., is in trouble again. This time, it's with the Consumer Financial Protection Bureau (CFPB).
Need Some Extra Cash? Want to Work From Home?
Submitted by the Bond & Botes Law Offices - Thursday, August 17, 2017
 Do you hear commercials or see ads everywhere that say, “Need some extra cash?”  “Want to work from home?”  It is everywhere.  Have you ever heard the term Multilevel-marketing companies?  They are also called MLMs or are doing “direct-sales.”  They are very similar or arguably could be called a pyramid scheme.
Do you hear commercials or see ads everywhere that say, “Need some extra cash?”  “Want to work from home?”  It is everywhere.  Have you ever heard the term Multilevel-marketing companies?  They are also called MLMs or are doing “direct-sales.”  They are very similar or arguably could be called a pyramid scheme.
The United States: A Nation of Pain
Submitted by the Bond & Botes Law Offices - Tuesday, August 15, 2017
 My last blog post detailed how widespread frivolous prescriptions for opioid pain killers have been in North Alabama. In this blog post, I will widen the scope a bit and cover the impact opioid abuse has had both nationally as well as locally.
My last blog post detailed how widespread frivolous prescriptions for opioid pain killers have been in North Alabama. In this blog post, I will widen the scope a bit and cover the impact opioid abuse has had both nationally as well as locally.
What Income Counts When Filing Bankruptcy?
Submitted by the Bond & Botes Law Offices - Wednesday, August 9, 2017
 It is no surprise that the amount of income you have effects your ability to file a bankruptcy case.  However, there are many different types of income.  Wages, tips, Social Security, and VA Disability income are just a few.  Be aware that just because you may not have to file income taxes on all or a part of your income, that doesn’t mean you can leave it out
It is no surprise that the amount of income you have effects your ability to file a bankruptcy case.  However, there are many different types of income.  Wages, tips, Social Security, and VA Disability income are just a few.  Be aware that just because you may not have to file income taxes on all or a part of your income, that doesn’t mean you can leave it out 
FCC Cracks Down on Robo-Calls
Submitted by the Bond & Botes Law Offices - Tuesday, August 8, 2017
 The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls.  The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act.  According to the FCC, Roesel and his company made 21 million automated calls, also known as robocalls, while attempting to sell health insurance.
The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls.  The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act.  According to the FCC, Roesel and his company made 21 million automated calls, also known as robocalls, while attempting to sell health insurance.
$1 Trillion Racked up by Credit Card Users in the First Quarter of 2017!
Submitted by the Bond & Botes Law Offices - Friday, August 4, 2017
 With back to school right around the corner, many shoppers are hitting stores and using credit card to pay for their purchases.  A recent report by the U.S. Federal Reserve showed total consumer borrowing rose by 18.4 billion in May which is the strongest gain since November’s $25.1 billion increase.
With back to school right around the corner, many shoppers are hitting stores and using credit card to pay for their purchases.  A recent report by the U.S. Federal Reserve showed total consumer borrowing rose by 18.4 billion in May which is the strongest gain since November’s $25.1 billion increase.

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