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The golden years are turning out to be not very golden, unfortunately, for many Americans. This is something that I have noticed in my own law practice. Over the last several years, I have seen a trend in more older and retirement age folks having to seek bankruptcy assistance.

I love my law firm of Bond and Botes, my law partners, my law associates, my employees and the practice of Consumer Bankruptcy very much. It is a great thing to love what you do and who you do it with and I am so blessed to get to do just that every day.

The biggest shopping weekend of the year is fast approaching!  Black Friday will kick things off on November 24th before we move onto Small Business Saturday and Cyber Monday.  Many people across the nation will be out shopping for holiday gifts, and the urge to spend is stronger at this time of year than in any other season.  Unfortunately that urge is what can make us easy targets for “predatory lenders”.

XCOR Aerospace, an innovator in the aerospace industry, has filed for bankruptcy.

Back in April of this year, I wrote about the rising number of delinquency and default rates in the subprime auto loan market. Since then, the warning signs are still flashing.

I have to confess that, upon beginning this blog, I had no idea what “hot yoga” was.  At first I thought it might be reference to Paris Hilton attending a yoga class.  “That’s hot,” y’all.  Apparently it is a yoga class where the heat is cranked up to over 100 degrees while the yoga enthusiasts practice their calling.

Many Americans turn to credit repair before resorting to discussing bankruptcy options with an attorney.  One such credit repair company in Montgomery has been shut down by the Attorney General’s office for deceptive and illegal practices.

When you're constantly bombarded with calls about your debts, signing up with a debt settlement company can seem like the easiest way to handle them.

Many times, clients come to my office because they are getting piles of letters and constant phone calls from debt collectors. The stress caused by the constant barrage of letters and phone calls can be severe.

In a prior blog post, I discussed what a Reverse Mortgage is. I also went into detail about some of the basic rules to qualify for one, where you get them, and cautioned about the negative aspects of them.  The U.S.