Blogs

According to the International Monetary Fund (IMF), individuals and companies are piling on debt at levels last seen just prior to the financial crisis a few years back. The IMF reports that borrowing in the “non-financial sector” has surpassed the pre-crisis high. The “non-financial sector” is composed of governments, non-financial companies, and households.

Are you facing difficult financial decisions?  Bills piling up?  Trying to figure out how to pay for Christmas gifts?  As fun and joyous as the holiday season is supposed to be, the money aspect of it can be very stressful.  No one really wants to think about their financial problem especially during this time of year.  This article is designed to help you prepare if you are

Entrepreneur magazine published an article last year about how entrepreneurs rebound from filing bankruptcy and move forward with their lives. After reading the article I believe the recommendations are solid for individuals who have filed or are considering filing.

Recently, a family member of mine started receiving calls from various financial institutions to verify his information from his recent credit applications.  He never applied for credit from any of these financial institutions.  Someone had stolen his identity and was applying for various credit cards and loans in his name.  Oddly enough, this particular family member never uses credit for

The golden years are turning out to be not very golden, unfortunately, for many Americans. This is something that I have noticed in my own law practice. Over the last several years, I have seen a trend in more older and retirement age folks having to seek bankruptcy assistance.

I love my law firm of Bond and Botes, my law partners, my law associates, my employees and the practice of Consumer Bankruptcy very much. It is a great thing to love what you do and who you do it with and I am so blessed to get to do just that every day.

The biggest shopping weekend of the year is fast approaching!  Black Friday will kick things off on November 24th before we move onto Small Business Saturday and Cyber Monday.  Many people across the nation will be out shopping for holiday gifts, and the urge to spend is stronger at this time of year than in any other season.  Unfortunately that urge is what can make us easy targets for “predatory lenders”.

XCOR Aerospace, an innovator in the aerospace industry, has filed for bankruptcy.

Back in April of this year, I wrote about the rising number of delinquency and default rates in the subprime auto loan market. Since then, the warning signs are still flashing.

I have to confess that, upon beginning this blog, I had no idea what “hot yoga” was.  At first I thought it might be reference to Paris Hilton attending a yoga class.  “That’s hot,” y’all.  Apparently it is a yoga class where the heat is cranked up to over 100 degrees while the yoga enthusiasts practice their calling.