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I remember when cell phones were a novelty. The only people who had a cell phone were the very wealthy and perhaps a handful of very busy business people. But now, the cell phone is ubiquitous. And this means that we’re all accessible 24/7. That’s great when you need to communicate with your family, friends, and co-workers or call for help when needed.

Do you have minor children? Do you know if they have debt? They should not have debt. Unfortunately, our nation has seen a rise in identity theft of children. According to Kelli B. Grant's recent article on CNBC, more than a million children were victims of identity theft last year.

It's tax season and millions of Americans dream all year of how they are going to spend their refunds. With tax refunds becoming more substantial over the years due to certain exemptions that can be claimed, many people plan on using their refunds from year to year to catch up on delinquent debts, pay medical expenses, make repairs to homes or cars, or even use the funds to take a vacation.

The answer is maybe. Please tread cautiously and carefully here and know what you are doing before you decide to record a phone call with someone else.

Last month, I wrote about The Weinstein Co.

If you’ve filed a Chapter 13 bankruptcy case, there are certain aspects of the case you should be aware of in daily life.  The one key point to keep in mind while your Chapter 13 case is active is that the Court will closely monitor your budget and financial situation.

The Consumer Financial Protection Bureau (CFPB) has two sets of new amendments to its RESPA and TILA mortgage servicing rules that will go into effect on April 19. One set of these amendments affects borrowers who are in or have been in bankruptcy.

I previously wrote about various programs that are available for individuals struggling with student loan debt. You can find that information here and also a link to the website here.

The hits just keep on coming for Wells Fargo. As if the $185 million settlement/penalty the bank has already paid to resolve the fake accounts issue wasn’t bad enough, Wells Fargo could now face up to $1 billion in penalties for auto insurance and mortgage lending abuses according to a new CNBC article and Reuters report.

Almost every day a client tells me about receiving a phone call that sounds like a scam.  The Federal Communications Commission (FCC) has reported an increase in “neighbor spoofing”. Neighbor spoofing is when illegal robocallers use tactics to try and trick you into answering calls.