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Many people have no idea what their actual income and expenses are. A good budget can help you figure it out. Budgeting is especially important if you are trying to get rid of debt, trying to save for your family’s future, or just to make sure you are spending your hard earned money wisely.

Throughout the 1970s, the average age of retirement was just under 65. Today, one out of every five Americans over the age of 65 are still working. Even more alarming is the fact that the individuals who have already retired are the ones hurting the most.

Hurricane Michael brought its punishing winds and storm surges before drenching the Panhandle of Florida and driving its way through Alabama and Georgia last week. Members of my own family were affected in Houston County and were without power for days. Even one of our own former Bond & Botes family members, Sara is in the heart of the disaster in Panama City dealing with the devastating damage to her hometown.

The Social Security Administration (SSA) recently announced a Cost-of-Living Adjustment (COLA) for beneficiaries to be applied in the upcoming year.  According to the agency, an adjustment of some 2.8 percent will be forthcoming for those receiving monthly monetary benefits in 2019.

Millions of Americans have revolving credit card debt. The rate of interest on credit card debt is usually very high in relation to other types of debt. These rates can vary. Many credit card rates are affected by the Federal Reserve’s benchmark rate.

Is it just me or does it seem like your cell phone is blowing up? Ok, I know it’s not just me! There is something you can do about this persistent and annoying harassment under the Telephone Consumer Protection Act (TCPA).

In my line of work, I see people frequently who are under an extreme amount of financial stress.  These people handle the stress in one of two ways, there are those who could care less if collectors are calling but just want to get their finances under control and then there are others who are scared and stressed that they have collectors calling because they don’t have the income to pay the debts.  It is how one views the stress that determines whether that stress w

While the process of filing and successfully completing a bankruptcy case can be difficult and complicated, it is usually fairly simple and straightforward to qualify for bankruptcy.  At Bond and Botes, Bankruptcy is our specialty.  So when I’m meeting a prospective client, I can usually determine what types of case a person is eligible for after a short conversation.  In consumer bankruptcy, a person can file for relief under ei

If you filed for an Extension of time to file your 2017 Federal Tax Return, you have until October 15, 2018 to submit your return.

Dina Lohan, the mother of the infamous actress Lindsay Lohan, filed a petition for Chapter 13 Bankruptcy earlier this week. Dina, who claims to be in the hole for more than $1.5 million, filed her bankruptcy petition just in time to save her Long Island mansion from being sold in a foreclosure auction.