Blogs

If you are getting collection calls or texts to your cell phone, you have the right to have them stopped. You pay for data usage and text and phone usage for your cell phone so federal law allows you to stop this type of harassment. There are two laws that can assist you in doing this. The first is the Fair Debt Collection Practices Act (FDCPA).

Do you make resolutions about this time each year? If so, I have a suggestion for you or, if not, why not take a moment to consider the upcoming year. If 2013 was a financially tough year for you, you're not alone.

A common question that our clients ask us is whether they can purchase a vehicle either during or after their bankruptcy and, if so, who can they contact to do so? Several lenders and car companies advertise the ability to finance someone either during or after a bankruptcy. Do your research carefully and choose someone that you trust and that provides what you believe to be a sound running vehicle.

On December 17, 2013, following a detailed eighteen (18) month investigation, the State of Mississippi sued JPMorgan Chase & Company, Chase Bank USA, N.A., and Chase Bankcard Services, Inc. regarding their consumer credit card debt collection practices.

Target announced that its stores have been hit by a major credit card attack involving up to 40 million accounts. Target stated in the news release that the unlawful access to customer information took place between November 27, 2013 and December 15, 2013 and the Secret Service is investigating.

As we approach a new year, it is a perfect time for you to develop a household budget to help manage your spending.  A household budget is an important tool to help you track and control where you are spending your money.  In my opinion, I think it is best to establish a monthly budget but keep track of your spending

For most people who file a chapter 13 or debt consolidation bankruptcy, one of the huge benefits is the ability to discharge certain interest and penalties on certain debts.

The Consumer Financial Protection Bureau has fined Cash America International a total of $19 million which consisted of a $5 million fine and $14 million in refunds for overcharging customers, robo-signing documents in debt collection lawsuits and impeding an investigation.