Blogs

We have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system.  A majority of our clients live pay check to pay check, so this error puts them in quite the bind.  Some have payroll auto drafts that may incur additional fees due their w

Months back I blogged about payday loans and whether filing for bankruptcy relief can help a person break out of the debt cycle payday lending creates.  Bankruptcy can absolutely provide an avenue to escape the debt trap of payday lending.  But as a community are we willing to allow bankrupt

In previous blog posts, I have occasionally touched on some aspects of the process of appealing unfavorable decisions for SSA disability claims.

One very powerful remedy that financially strapped consumers have is a discharge pursuant to Chapter 13 of the federal Bankruptcy Code. Chapter 13 bankruptcy is so named because it is Chapter 13 of Title 11 of the United States Code.

This writing may be a bit premature for the Thanksgiving season, but several things have happened within the last seven to ten days and the above statement "gratitude costs you nothing" is a phrase that kept coming up in my mind over and over again.

For many of our clients, the automatic stay is the best thing that has happened to them in a long, long time. In fact, in my opinion, there is no other provision of the law that can do more good for an individual more quickly than the automatic stay.

For many Americans, the answer to this question should be yes! Medical debt is currently one of the leading reasons that people file for bankruptcy.

An Adversary Proceeding or “AP” as it is often called is basically a lawsuit filed within a bankruptcy case.  An AP can be filed by the Trustee, the Debtor or Creditor.  To file an Adversary Proceeding, a formal complaint must be filed with the court and served on the Defendant.

Bankruptcy and insurance may seem to be unrelated topics at first glance, but insurance issues are common in many bankruptcy cases.  Not only is the Court involved if you’re going to be receiving insurance proceeds, but failure to keep insurance on your home or vehicle can actually result in the Court removing the bankruptcy protection from th