Is Debt Settlement A Good Alternative To Bankruptcy?
Submitted by the Bond & Botes Law Offices - Tuesday, September 5, 2017
Many people that I have met with have asked me my opinion about debt settlement companies. The advice I offer is to be diligent and research all of the options advertised. Most importantly talk with an attorney who has experience and knowledge in handling debt issues. In my opinion, the best way to do this is in a face to face meeting.
What are the Costs of Attending College?
Submitted by the Bond & Botes Law Offices - Friday, September 1, 2017
The cost of a College education is rising each year. I have 2 children, ages 2 and 7 and can only imagine what costs will be in 2028 and 2033. For example, The University of Alabama cost of attendance for the 2017-2018 academic year is estimated to be $30,184 for in-state students and $48,634 for out-of-state students.
Modifying a Chapter 13 Bankruptcy Plan
Submitted by the Bond & Botes Law Offices - Wednesday, August 30, 2017
How Chapter 13 Can Help With Unpaid Property Taxes
Submitted by the Bond & Botes Law Offices - Tuesday, August 29, 2017
As most of us know, one of the joys of home ownership is that the homeowner has to pay property taxes. These taxes help fund things like schools and parks.
Disabled Veterans and Their Families – A Common Perspective
Submitted by the Bond & Botes Law Offices - Monday, August 28, 2017
I meet with or talk by phone to at least 2 to 3 veterans each day. These are veterans who contact me and ask me to help them fight the VA due to the VA’s denial of the veteran’s request for disability compensation. Out of these veterans that I see each day, at least one will tell me that he or she believes that the VA is purposely denying his or her disability claim and that “the VA is waiting for me to die.” This comment is so prevalent that I almost always finish the rest of the sentence fo
Should You Be Using Credit Cards Just for the Rewards?
Submitted by the Bond & Botes Law Offices - Friday, August 25, 2017
You may be surprised to find out that Americans love using their credit cards.
What Are Executory Contracts and Unexpired Leases?
Submitted by the Bond & Botes Law Offices - Thursday, August 24, 2017
In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi
Solar Eclipse Facts and Precautions
Submitted by the Bond & Botes Law Offices - Monday, August 21, 2017
According to NASA, a total coast-to-coast eclipse of the sun hasn’t been seen in the U.S. in 99 years, so the Aug. 21 event will be a can’t-miss for many of us. A total solar eclipse is caused by a unique set of circumstances. Oddly enough, the sun is 400 times larger than the moon — but it's also 400 times farther away.
Mississippi Payday Lender All American Check Cashing Shut Down
Submitted by the Bond & Botes Law Offices - Friday, August 18, 2017
Last week, the Jackson Free Press in Jackson, Mississippi reported that Mississippi payday lender, All American Check Cashing, Inc., is in trouble again. This time, it's with the Consumer Financial Protection Bureau (CFPB).
Need Some Extra Cash? Want to Work From Home?
Submitted by the Bond & Botes Law Offices - Thursday, August 17, 2017
Do you hear commercials or see ads everywhere that say, “Need some extra cash?” “Want to work from home?” It is everywhere. Have you ever heard the term Multilevel-marketing companies? They are also called MLMs or are doing “direct-sales.” They are very similar or arguably could be called a pyramid scheme.