How Chapter 13 Can Help With Unpaid Property Taxes
Submitted by the Bond & Botes Law Offices - Tuesday, August 29, 2017
As most of us know, one of the joys of home ownership is that the homeowner has to pay property taxes. These taxes help fund things like schools and parks.
Disabled Veterans and Their Families – A Common Perspective
Submitted by the Bond & Botes Law Offices - Monday, August 28, 2017
I meet with or talk by phone to at least 2 to 3 veterans each day. These are veterans who contact me and ask me to help them fight the VA due to the VA’s denial of the veteran’s request for disability compensation. Out of these veterans that I see each day, at least one will tell me that he or she believes that the VA is purposely denying his or her disability claim and that “the VA is waiting for me to die.” This comment is so prevalent that I almost always finish the rest of the sentence fo
Should You Be Using Credit Cards Just for the Rewards?
Submitted by the Bond & Botes Law Offices - Friday, August 25, 2017
You may be surprised to find out that Americans love using their credit cards.
What Are Executory Contracts and Unexpired Leases?
Submitted by the Bond & Botes Law Offices - Thursday, August 24, 2017
In consumer bankruptcy petitions, there is a subsection in the filing documents titled Schedule G which requires the disclosure of all executory contracts and unexpi
Solar Eclipse Facts and Precautions
Submitted by the Bond & Botes Law Offices - Monday, August 21, 2017
According to NASA, a total coast-to-coast eclipse of the sun hasn’t been seen in the U.S. in 99 years, so the Aug. 21 event will be a can’t-miss for many of us. A total solar eclipse is caused by a unique set of circumstances. Oddly enough, the sun is 400 times larger than the moon — but it's also 400 times farther away.
Mississippi Payday Lender All American Check Cashing Shut Down
Submitted by the Bond & Botes Law Offices - Friday, August 18, 2017
Last week, the Jackson Free Press in Jackson, Mississippi reported that Mississippi payday lender, All American Check Cashing, Inc., is in trouble again. This time, it's with the Consumer Financial Protection Bureau (CFPB).
Need Some Extra Cash? Want to Work From Home?
Submitted by the Bond & Botes Law Offices - Thursday, August 17, 2017
Do you hear commercials or see ads everywhere that say, “Need some extra cash?” “Want to work from home?” It is everywhere. Have you ever heard the term Multilevel-marketing companies? They are also called MLMs or are doing “direct-sales.” They are very similar or arguably could be called a pyramid scheme.
The United States: A Nation of Pain
Submitted by the Bond & Botes Law Offices - Tuesday, August 15, 2017
My last blog post detailed how widespread frivolous prescriptions for opioid pain killers have been in North Alabama. In this blog post, I will widen the scope a bit and cover the impact opioid abuse has had both nationally as well as locally.
What Income Counts When Filing Bankruptcy?
Submitted by the Bond & Botes Law Offices - Wednesday, August 9, 2017
It is no surprise that the amount of income you have effects your ability to file a bankruptcy case. However, there are many different types of income. Wages, tips, Social Security, and VA Disability income are just a few. Be aware that just because you may not have to file income taxes on all or a part of your income, that doesn’t mean you can leave it out
FCC Cracks Down on Robo-Calls
Submitted by the Bond & Botes Law Offices - Tuesday, August 8, 2017
The Federal Communications Commission (FCC) has proposed an $82 million fine against a man who has allegedly made millions of automated sales calls. The FCC has accused Philip Roesel and Best Insurance Contracts dba Wilmington Insurance Quotes, of violating the Truth in Caller ID act. According to the FCC, Roesel and his company made 21 million automated calls, also known as robocalls, while attempting to sell health insurance.