Anxiety and Social Security Disability
Submitted by the Bond & Botes Law Offices - Tuesday, February 6, 2018
In several of my blog posts I have touched on particular ailments and how they are addressed in Social Security (SSA) disability claims.
Where Does Your Credit Score Fall?
Submitted by the Bond & Botes Law Offices - Monday, February 5, 2018
I don’t know about you, but as a student, I relished the day when my life was not judged by a number (i.e. grades). Then at some point in my early adulthood, it hit me that my life will forever be judged by a number: my credit score.
Publix Offers Prescription Discounts on a Number of Common Drugs
Submitted by the Bond & Botes Law Offices - Friday, February 2, 2018
In Alabama, as in most states, a number of people struggle each month to pay for prescription costs.
Let Us Take a Look at Your Collection Letters!
Submitted by the Bond & Botes Law Offices - Thursday, February 1, 2018
Have you received weird looking debt collection letters in the mail? Letters that say the debt is old and that the debt collector won't sue on it or report it on your credit reports? Also, do these letters say the debt collector wants to settle the debt with you even though it won't sue you or report it on your credit?
What If I Owe Federal and State Income Taxes?
Submitted by the Bond & Botes Law Offices - Wednesday, January 31, 2018
It is at about this time each year when advertising on television and radio increases by various companies stating they can help you if you owe back income taxes.
I am often asked if back income taxes can be discharged, that is gotten rid of, in bankruptcy and the answer is not always an easy one. BUT please remember that even if they are not dischargeable in a straight (chapter 7) bankruptcy case, you can include the tax debt in a chapter 13 reorganization and repay the what you owe over time.
How Long Does It Take to Receive Your Federal Tax Refund?
Submitted by the Bond & Botes Law Offices - Tuesday, January 30, 2018
The IRS will generally issue most refunds in less than twenty (21) calendar days. However, many different factors can affect the timing of your refund after they receive your return. Even though the IRS issues most refunds in less than twenty (21) days, it is possible your refund may require additional time to process.
Common Tax Issues: Innocent Spouse, Separation of Liability, and Equitable Relief
Submitted by the Bond & Botes Law Offices - Monday, January 29, 2018
As the New Year moves ahead, many people around the country are looking out for their W-2’s or other tax forms so they can get a head start on filing their 2017 tax returns. In this blog post, I’d like to spend some time discussing a common tax issue.
Security Clearance Issues, Problems, Denials and Revocations
Submitted by the Bond & Botes Law Offices - Friday, January 26, 2018
As I write this, I am well aware that my law partner, Ron Sykstus, wishes that I was writing this blog about a best-selling fiction novel that he has written! Unfortunately for him, that is not the case!
Household Debt in America Reaching Dangerous Levels
Submitted by the Bond & Botes Law Offices - Thursday, January 25, 2018
American households are carrying a good bit of debt these days according to a recent NBC News article. From what I’m seeing, no matter how you categorize the debt or spin the numbers, it’s not welcoming news to begin the new year. Still, there is no better way to illustrate a point than by staring at the cold, hard numbers, so I will break down a few.
Bankruptcy Training Given to Legal Services of Alabama in Montgomery
Submitted by the Bond & Botes Law Offices - Wednesday, January 24, 2018
I had the privilege of giving a Continuing Legal Education seminar on bankruptcy to Montgomery’s Legal Services of Alabama. Currently, there are no attorneys trained in handling bankruptcy cases in the Montgomery office. Some attorneys have a general idea of how bankruptcy works but were reluctant to take on any cases without current training.