Blogs

Rebuilding Your Credit After Bankruptcy

gadsden attorney Carla HandyAs consumer bankruptcy attorneys, we are regularly asked by our clients how they can begin to rebuild their credit after completing their bankruptcy case.  Clients are often under the misunderstanding that their credit is shot for ten years.  First let’s clear up that misconception.

THERE OUGHT TO BE A LAW!

Usury involves the practice of making high interest loans which take advantage of the borrower. They are unfair loans that unjustly enrich the lender. Throughout history, these type loans have been deemed to be unethical or immoral. The Bible itself condemns taking interest from the poor. Exodus 22:25

What Does the Recently Proposed FY 2019 Budget Mean to the Social Security Program?

Last month, the U.S. House of Representatives released a proposed FY 2109 budget that it believes will balance the budget in nine years.

A Brighter Future

The body boasts that if it is ultimately adopted “[b]y building on economic growth and addressing unsustainable government spending, this budget for fiscal year 2019 provides a responsible plan that will ensure A Brighter American Future.”  (Its emphasis, not mine.)

Pesky Credit Scores

heather-ellis-banksOne of the most common questions I get is "how do I improve my credit score?".  Megan Leonhardt has a recent article on CNBC.com offering tips on what affects a credit score and ways to improve a credit score.

What Is a Statement of Financial Affairs?

Bankruptcy Decatur Amy TannerWhat is a Statement of Financial Affairs? Sounds pretty simple and harmless, right? Actually, it can be very detailed and complicated.

Common Mortgage Issues and Bankruptcy

Nick-GajewskiFor many people in America, buying their own home is one of the biggest purchases in their lifetime.  Their home is also typically the most valuable asset they own.  Cars and other items lose value as they get older, but land typically holds its value or actually increases in value.  So naturally home mortgages are one of the most common sources of concern and worry when I talk with potential clients.