Blogs

Helpful Tips When Making Online Purchases

Montgomery Attorney Mary PoolAs Christmas is approaching this week, you may, like me, be considering purchasing several presents online.  I order almost 80% of presents online since most sites offer free shipping and I can avoid all the holiday stress of trying to hunt down that perfect gift in the store.  If you will be ordering gifts online this week, I hope these

Is Bankruptcy Bad?

Huntsville Attorney Amy TannerNo! Bankruptcy is definitely NOT bad and, for most bankruptcy filers, it is the best decision they have ever made to improve their credit and get a fresh start. Bankruptcy can happen to anyone; consumers, corporations and even governments.

Can You Discharge Debts Related to a Car Accident in Bankruptcy?

Car Accident Debts and Bankruptcy

The impact of a car accident may be emotionally and physically devastating. It is even more devastating when it has been determined the car accident was entirely or even partially your fault. What happens when you are underinsured or not insured at all at the time of the accident? The impact of such an event may cause your finances to spin out of control.

Offer in Compromise

Decatur Attorney Mary Conner PoolWith tax season fast approaching, tax debt is on the minds of many people.  One way to settle your tax debt is to submit an Offer in Compromise to the IRS.  An Offer in Compromise is a way to settle your tax debt for less than the amount you owe.  The IRS will look at your ability to pay the debt, your income and ex

CFPB Finds Debt Collection Tops Older Consumers Complaints

Attorney Ronald SykstusThe Consumer Financial Protection Bureau released a report highlighting debt collection concerns for older Americans.  Please see the press release below for more details on the report.

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How Much Does a Chapter 7 Bankruptcy Cost?

Montgomery AL attorneyThis is a daily question for our staff and I can certainly understand why you would want to know!  However, we cannot quote a fee unless we know more from you. When the Bankruptcy Code changed in 2005, it made changes that determine if one is able to file Chapter 7.

Solutions to Deal with Payday Loans and Lenders

Attorney Ed WoodsOf course, the best way to deal with payday (aka check cashing) lenders is to avoid them in the first place. Payday loans are some of the most expensive forms of credit available and are rarely, if ever, a smart option.