Blogs

Beware of Cosigning a Loan or Debt

Attorney Suzanne ShinnDuring a consultation, clients may need to discuss how they can deal with a cosigned debt. It might be that they want to untangle themselves from a cosigned debt or it might be that they need to protect someone that has co-signed a debt obligation for them.

What Debts Must You Include in a Bankruptcy Case?

Attorney Ed WoodsFrequently, when I am meeting with a prospective client, this question will be asked. Often, those prospective clients are worried about keeping a credit card for emergency use.

Financial Advice for Family Members of Drug Addicts

Attorney Mary PoolAre you struggling financially from trying to protect a son, daughter, sibling or parent from drug addiction?  If so, you are not alone.  As the holidays approach, I am excited about seeing my family.  However, I am a sister and sister-in-law of recovering drug addicts and existing drug users.  The holidays can be very hard for those of us who have family members who ar

Is Certain Property Exempt from Garnishment of Your Bank Account?

Attorney Grant McNuttIn very recent years, Federal laws have been enacted to provide enhanced protection for certain exempt funds from Garnishment of your bank account.  It had become commonplace for banks, upon receiving a garnishment order from a judgment creditor (person or entity you owe), to freeze the account of the judgment debtor (you) without regard to whether the account contained exempt

Arbitration and the Consumer Protection Financial Bureau (CFPB)

Attorney Ron SykstusIt is commonly thought that arbitration benefits everyone since it prohibits someone from suing an entity (usually a corporation) for something that was allegedly done wrong.  The common refrain is that, if businesses can’t be sued for perceived misdeeds, then the result should be lower prices for the consumer.  Yeah, right. (Note: sarcasm).