Blogs

Financial Responsibilities for Student Athletes

Gail DonaldsonMy husband Andy had a passion to play baseball growing up.  His parents gave him every opportunity to gain valuable experiences to get better by way of camps and coaches every year.   This week, high school kids are signing scholarships with colleges across the country as result of the same kind of support from their schools, coaches and parents.  Andy

Should I Hire a Lawyer or a Petition Preparer to Help Me With My Bankruptcy Petition?

gadsden attorney Carla HandyFor those who are exploring the need to file for bankruptcy protection, some may not realize there are non-lawyers available who can prepare the bankruptcy petition, schedules, and statements for filing.  What is the advantage of using a bankruptcy petition preparer versus a bankruptcy attorney?  In one word, money.  Bankruptcy petition preparers charge far less t

What Can You Spend Your Child’s Past-Due Monetary Lump Sum Social Security Disability Benefits On?

As we’ve discussed in earlier blog posts, when you are awarded SSA disability benefits you occasionally will receive a past-due monetary lump sum, i.e. the cumulative monthly money you should have been drawing all along if you were approved at the time you filed your disability claim.  This goes for adults as well as children.

Mississippi Seeks to Expand Telephone Consumer Protection

Attorney Ed WoodsNobody likes getting telemarketing calls or other unwanted phone calls. They’re annoying and if you wanted to buy what a telemarketer is trying to sell you, you’d call them, right? Is there anything you can do about these pesky calls? Well, actually there is under both federal and Mississippi law (or the law of your particular state).

Why Does Home Equity Matter in Bankruptcy?

Lawyer Nick GajewskiAt every initial consultation I have, one of the first questions I ask is “Do you own any real estate?”  More often than not the answer I get is “Well, I own my home, but I don’t want to include that in a bankruptcy case.”  However, when a person files a bankruptcy case of any kind, the Court requires you to disclose everything

Can You Keep Your Household Items in Bankruptcy?

attorney Daily, I speak to individuals who have borrowed money from a loan company and pledged their household goods as collateral.  These loans are most often at very high interest rates and require that the borrower pledge nearly everything in their house including the kitchen sink.  Debtors often complain of haras

Walter Energy Gets Bankruptcy Court Approval to End Labor Agreements

attorney Robert ReeseMany people in the Birmingham area have watched the Walter Energy case with great interest because they work for or know someone who has a connection to Walter Energy. The court’s most recent opinion will allow the company to reject its labor agreements and end retiree benefits. This, the company said, was needed to sell off its operations.

Understanding a Motion to Avoid a Judicial Lien in Bankruptcy

Attorney Mary PoolIf you have been sued prior to filing bankruptcy, then you may have a judicial lien filed against you in the county in which you reside.  A judicial lien is created when a party records a judgment in probate court after winning a lawsuit.  If the judgment is recorded in the county where th