Blogs

Debt Buyers Beware - John Oliver's on the Case

gadsden attorney Carla HandyHave you ever heard of a “debt buyer?”  Chances are you have not.  A debt buyer is a particularly insidious type of debt collector.  Debt buyers purchase charged off debt from original creditors such as credit card companies, lenders on repossessed automobiles or payday loan lenders.  The debt buyer purchases charged off accounts for pennies on the

What Does Social Security Disability Have To Do With Gun Control?

A lot, as it turns out.

It has been the law now for some time that the federal government can bar individuals who are mentally ill from purchasing firearms.  What role does the Social Security Administration (SSA) now have to play in this regulation?

Can You Open a Bank Account While in Bankruptcy

I get asked this question quite a lot.  I think clients worry about doing something that will affect their bankruptcy; and most Trustees stress that a client should ask their attorney questions before they do anything financial.

CFPB Proposes New Rule on Small Dollar Lending

Attorney Ed WoodsIn my last post, I wrote about Google’s change in its ad policy concerning payday lenders. As examined in that post, Google noted the harm these types of loans often cause for consumers. Google is not alone in recognizing the harmful effects of these loans. The U.S. Consumer Financial Protection Bureau (CFPB) has also been looking into the matter.

Who Shall I Choose? How to Select a Bankruptcy Attorney

attorney When you have a crisis in your life like financial problems, it can be very difficult to make the leap to seek help.  I have made a list of 5 considerations that are helpful when deciding how to choose an attorney to help you with your finances.

The Narrow Road

Attorney Robert ReeseI recently wrote a letter to my son who just graduated from high school and will be heading off to college in August for his freshman year. The theme of that letter is based on Matthew 7:13-14 wherein Jesus is speaking about the narrow way.

Student Loan Payment Options

Bankruptcy Decatur Amy TannerStudent load debt is becoming an increasingly big problem for consumers across the country. With the high price of tuition, it is quite common, almost necessary, for the majority of students seeking higher education to incur some student loans.

What If a Debtor Dies Before They Receive Their Discharge?

Attorney Grant McNuttI get asked the question, “What if I die before my case is completed?”  You might be thinking to yourself why would it matter at all what happens as it won’t affect the deceased person.

Aeropostale Files for Bankruptcy

Attorney Mary Conner PoolEarlier this month, clothing retailer Aeropostale filed for Chapter 11 bankruptcy.  Aeropostale has also announced that it will be closing 113 stores in the United States, as well as all of its 41 stores in Canada.  The retailer wants to use its bankruptcy to restructure its business and reduce its