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Most of us remember where we were on this day. I was vacationing at the Gulf Coast with my family and had just returned from a long bike ride. I can remember walking into the room and seeing the news coverage while my son and daughter who were 4 and 2 at the time, played in the living room floor oblivious to what was happening.

As small business owners, we are always trying to find ways that we can assist the communities in which we work.  This year was no exception!  As parents, we are saddened by the many issues the Montgomery Public School system currently faces.  Many schools in Montgomery are very outdated and some do not even have central air conditioning.  In the news, we are constantly seeing stories about the Mo

Now that the new school year has started, parents everywhere are looking at their bank accounts and wondering when school got so expensive.  Between new clothes for the kids, fees for class trips, and the cost of new school supplies, its normal for budgets to be stretched in the Fall.

One of the world’s largest container shipping companies, Hanjin Shipping Co., has filed for bankruptcy.  Hanjin is a South Korean company and filed for bankruptcy protection under Chapter 15 of the Bankruptcy Code.

Illegal Debt Collection is always the number one complained about problem by consumers, both to the Federal Trade Commission (FTC) and to the Consumer Protection Financial Bureau (CFPB).   In what should end up being good news for consumers in our country, on July 28, 2016, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued its outline of proposals under consideration for the regulation of debt collection.  in  our Tennessee office wrote extensi

We have a number of clients who are employed by the Montgomery Public School system who will not be paid on time due to a ‘human error’ with the direct deposit pay system.  A majority of our clients live pay check to pay check, so this error puts them in quite the bind.  Some have payroll auto drafts that may incur additional fees due

Months back I blogged about payday loans and whether filing for bankruptcy relief can help a person break out of the debt cycle payday lending creates.  Bankruptcy can absolutely provide an avenue to escape the debt trap of payday lending.  But as a community are we willing to allow ba

In previous blog posts, I have occasionally touched on some aspects of the process of appealing unfavorable decisions for SSA disability claims.

One very powerful remedy that financially strapped consumers have is a discharge pursuant to Chapter 13 of the federal Bankruptcy Code. Chapter 13 bankruptcy is so named because it is Chapter 13 of Title 11 of the United States Code.