Blogs

2016 Financial Hardship Scholarship Winner

Monica Penny and Bond & Botes Law OfficesBond & Botes, P.C., is pleased to announce the winner of our undergraduate Financial Hardship Scholarship for 2016.

Debt Collector Sentenced To Five Years In Prison

Attorney Ed WoodsLast week, Reuters reported that John Williams of Williams Scott & Associates LLC was convicted in federal court of conspiring to commit wire fraud. Mr. Williams was sentenced to five years in prison. He was also ordered to pay almost $4 million in restitution. Who is John Williams? I didn’t know either.

What is the Median Income in my State and Why Does It Matter?

attorney One of the requirements when filing a bankruptcy is to complete a version of Bankruptcy Form 122 which is known as the “Chapter 7 Means Test Calculation” or the “Chapter 13 Calculation of Your Disposable Income.”  Debtors enter their income and expense information on this form.  The information is partially from the debtor’s records such as pay-stubs and some of th

How to Settle Your Debt(s) That Go To Collections?

Attorney Mary PoolYou have several options with a debt that you owe has been placed in collections.  This blog post will help you determine whether one of these options will work for your situation and explain the consequences that could occur if you are unable to choose either of these options at this time.  Usually, when you owe a creditor, it will first bill you multiple times to attempt to get

Happy Veterans Day!

Bankruptcy Decatur Amy TannerThe election is over! Whether or not your candidate prevailed, I think one thing most of us will agree on, no matter who currently fills our top position of power, is that America is a great country because we have our many freedoms! Our military has fought for those freedoms and today we Honor our Veterans!

What is Repossession and How Can You Stop it?

Lawyer Nick GajewskiEverybody knows that if you don’t make your car payment, the finance company can repossess your car.  I’m often asked by clients if the finance company has the right to repossess other vehicles or things they own.  In this blog I’ll lay out exactly what gives a creditor the right to repossess items and how a bankruptcy case stops them f

Security Clearance Concerns and Scrutiny Increases

Attorney Ron SykstusOver the past two years or so, I have noticed a marked increase in the government’s review and concern regarding individuals and their respective security clearances.  I have seen tangible proof that security clearances are being denied and/or revoked at an increasing rate from years past.  Of course, there are reasons