Blogs

Why Am I in this Boat?

Birmingham bankruptcy attorney Suzanne ShinnAfter a number of years counseling great people who continue to be perplexed, even mystified, as to how in the world they have ended up in a bankruptcy attorney's office seeking legal advice for matters that are normally and genuinely far too personal and painful to discuss with even the closest of friends……I have found what seems to be a very common question asked

Buyer Beware: Inspect Your New Home Purchase Closely Before Closing

Montgomery Attorney Mary PoolRecently, my husband and I were blessed in purchasing a larger home since our 11 month old needs a lot more space.  We fell in love immediately with a lovely home that was decorated to the nines by the sellers.  The sellers had impeccable taste and seemed very organized.  Although my husband and I are both attorneys, we were so enamored by the home layout and the way the sellers had it decorate

Bankruptcy Today for Retirement Tomorrow

Florence Attorney B. Grant McNuttMost people plan to retire when they reach a certain age or when they start receiving their Social Security benefits, thus leaving the stress of working everyday behind.   Retirement brings with it its own stresses, especially if you have not saved adequately throughout your working career to support your lifestyle.  Saving for retirement in today's economy may seem like an enormous obstacle.

Can You Make Too Much Money to File Bankruptcy?

Bradford Botes Alabama Bankruptcy AttorneyTo some, this may sound like a foolish question.  After all, why would someone need to file bankruptcy if they earn a lot of money?  Wouldn’t someone who makes a good income be abusing the system if they filed for bankruptcy?  The answer is that everything is relative.  It really doesn't matter how much money someone makes i

Can Bankruptcy Stop Wages from Being Garnished?

decatur Attorney Mary Conner PoolWe see many potential clients whose biggest issue is that their wages are being garnished by one or more creditors.  The potential clients ask whether bankruptcy can stop the garnishments.  The answer is yes!

Credit Reporting Agencies Agree to Overhaul Consumer Records

Attorney Ronald SykstusIn what should turn out to be very good news for consumers throughout the country, an agreement was announced by all three of the major credit reporting agencies (Equifax, Experian, and Trans Union) (CRAs) with New York Attorney General Eric Schneiderman.  This agreement will change the way that the credit reporting agencies handle errors and list unpaid medical bills as part of the broadest industry overhaul in many years.

Your Creditor is Not Your Friend

Josh Lawhorn Mississippi Bankruptcy AttorneySometimes, clients are hesitant about including creditors when seeking debt relief. One reason is that they believe the creditor has their best interests in mind. It is not uncommon for people to believe that their creditors are their friends when that could not be further from the truth.