Loan and Mortgage Modification Help

Are you seeking a loan modification from your mortgage company?

Our law firm does not do loan modifications, but we can advise you about your options and stop a foreclosure action if the modification falls through.

  • The federal government is encouraging lenders to modify home mortgages and HELOC (home equity) loans by lowering interest rates, putting past-due payments at the end of the mortgage or writing down the principal.
  • Unfortunately, mortgage companies will sometimes hold out hope for loan modification until foreclosure is imminent.
  • Through bankruptcy, we can stop foreclosure and file a plan to catch up.
  • In bankruptcy, you may be able to discharge your unsecured debt or restructure your debt.

Call 1-877-581-3396 and find out about your options for a past-due mortgage.

If your mortgage company keeps delaying a loan modification, do not hesitate to call an experienced bankruptcy attorney. Your first consultation at Bond & Botes is FREE. Protect your home. Take steps to stop foreclosure.

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Byram Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

Long Beach Location
6121 Beatline Rd., Suite 107
Long Beach, MS 39560
Phone: (228) 206-0115

© 2025 by Bond & Botes Law Offices. All rights reserved. Disclaimer | Privacy Policy

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation.
This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.