Credit Card Debt Relief

Bankruptcy can help end credit card debt

When cash is short and the need is immediate, credit card debt can pile up quickly – way beyond what was originally spent. When the credit card debt isn’t paid at the end of the month, interest is added. If a payment is missed – even by a day – fees are added to the total.

  • Credit card debt can easily reach amounts where only the minimum payment is made – and making minimum payments will not pay off the debt for years, perhaps decades.
  • We have helped seniors who used credit cards for needed medicines and then found themselves unable to pay and harassed by creditors.
  • We have represented families hit with catastrophic emergencies that cut into their ability to make even minimum payments on their credit cards.

How can bankruptcy help with credit card debt?

  • First, it can stop creditor phone calls.
  • Second, it can discharge the debt leaving you debt free (Chapter 7) or reorganize your debt giving you lower payments you can afford (Chapter 13).
  • Third, you can have a fresh start, free of debt and free of harassment.

WARNING: There is no federal oversight of debt consolidation companies, and credit card companies are not bound by your agreement with a debt consolidation company.

Call 1-877-581-3396 and find out how you can be free of credit card debt.

Your initial consultation at Bond & Botes is FREE. You will talk with an experienced bankruptcy attorney who lives and works in your community, and who cares about your future.

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices


2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200

Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200

Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010

Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899

Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363

Decatur Location
605 Bank Street
Decatur, AL 35601
Phone: (256) 355-2447

Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (205) 486-3580

Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195

Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 887-7666

Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 344-3559

Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866

Mississippi Offices

Jackson Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000

Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000

Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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