Credit Card Debt Relief

Bankruptcy can help end credit card debt

When cash is short and the need is immediate, credit card debt can pile up quickly – way beyond what was originally spent. When the credit card debt isn’t paid at the end of the month, interest is added. If a payment is missed – even by a day – fees are added to the total.

  • Credit card debt can easily reach amounts where only the minimum payment is made – and making minimum payments will not pay off the debt for years, perhaps decades.
  • We have helped seniors who used credit cards for needed medicines and then found themselves unable to pay and harassed by creditors.
  • We have represented families hit with catastrophic emergencies that cut into their ability to make even minimum payments on their credit cards.

How can bankruptcy help with credit card debt?

  • First, it can stop creditor phone calls.
  • Second, it can discharge the debt leaving you debt free (Chapter 7) or reorganize your debt giving you lower payments you can afford (Chapter 13).
  • Third, you can have a fresh start, free of debt and free of harassment.

WARNING: There is no federal oversight of debt consolidation companies, and credit card companies are not bound by your agreement with a debt consolidation company.

Call 1-877-581-3396 and find out how you can be free of credit card debt.

Your initial consultation at Bond & Botes is FREE. You will talk with an experienced bankruptcy attorney who lives and works in your community, and who cares about your future.

Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street NE
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (256) 760-1010


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 264-3363


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 485-0195


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Byram Location
120 Southpointe Dr., A
Byram, MS 39272
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 353-5000


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

Long Beach Location
6121 Beatline Rd., Suite 107
Long Beach, MS 39560
Phone: (228) 206-0115

© 2025 by Bond & Botes Law Offices. All rights reserved. Disclaimer | Privacy Policy

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation.
This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.