Bankruptcy Decatur Amy TannerHave you been struggling with debt but are afraid to seek bankruptcy counsel? So many times people who are struggling financially only turn to Bankruptcy as a last resort, as should be the case. Folks who have never had a reason to learn about what bankruptcy really is and has to offer, don’t know the benefits and usually assume it is a bad thing. I can’t begin to tell you how many clients tell me that they wish they had not waited so long to seek bankruptcy advice. Many people are nervous, scared and even ashamed, sadly, to come into one of our offices to discuss their situation.

Bankruptcy: We Wrote the Book on It

As a way to dispel some of the myth and rumor about what bankruptcy is (or is not), our team of lawyers, with collectively over 100 years of consumer bankruptcy experience, have published a book all about bankruptcy. You can find out how to get a copy of Bankruptcy: We Wrote the Book on It here or you can obtain a copy at one of our offices throughout Alabama, Mississippi and Tennessee. If you want to know more detail about the process and facts of filing a bankruptcy, but want to do so in the privacy of your own home, I encourage you to get a copy of this book to put your mind at ease.

Although it is still very important to have an experienced bankruptcy attorney file your case for you and assist you through the entire process, it is just as important for you to be well informed about the bankruptcy process. Our book will take you step by step through the process and beyond. In the book, you will “meet” all of the Attorneys in our firm. The book will go on to explain, in great detail, what to expect when you come to one of our offices and meet with one of our attorneys.

Have you ever wondered how bankruptcy came into existence? Our book will give you the history of bankruptcy that goes all the way back to biblical times and brings you through the legislative history to the most recent iteration of the Bankruptcy Code enacted in 2005, The Bankruptcy Abuse Prevention and Consumer Protection Act. We’ll dispel the myths about what you can keep or what you stand to lose, if anything, when you file a bankruptcy. Another issue people face when considering bankruptcy is what chapter they should file, Chapter 7 or Chapter 13. In our book, we discuss the differences of the two consumer chapters and list some circumstances that will be considered to determine which chapter is right for you. We will even cover how bankruptcy can affect your credit to include how it can improve your credit after a bankruptcy filing.

Our main goal is to help you navigate the bankruptcy process to get a fresh start for your credit. We will not, however, abandon you when your case is complete. If your creditors fail to recognize your discharge and violate it in anyway, we will be there to assist you. In our book, you will also find information about other non-bankruptcy consumer laws that are in place to protect you. We can help you in those situations as well.

If you want a head start on the process and get everything you need to know about bankruptcy, our book can give that to you. I reiterate, however, that bankruptcy is a complicated and murky area of the law and my strong advice it to hire competent counsel to help you each step of the way. In fact, if you retain our firm to assist you in the process you will receive a free copy of our book! Give us a call today to get started.

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