What Are Social Security Survivor’s Benefits?

Posted on Dec 23, 2015 By James Ezzell

James EzzellWhen your spouse passes away, you may be eligible for social security survivor’s benefits, or widow’s benefits.

Widow’s Benefits

Widow’s Benefits are a monthly monetary stipend based on what your spouse has paid into the Social Security Administration (SSA) system.  It is a component of the Federal Insurance Contributions Act (FICA) deduction on your paycheck. Right now, there are about five million widowers receiving this benefit.

Simply surviving your spouse, however, is not enough to qualify you for Survivor’s Benefits under the Act.  There are always a couple of additional requirements when dealing with the government.

Assuming that your spouse has paid enough into the system, you can receive full benefits at your retirement age or a reduced amount when you reach age 60.  If you become disabled within seven years of your spouse’s death, however, you can receive benefits once you turn 50.

On a side note, if you remarry, you may still be eligible Widow’s Benefits. The SSA has a website that details exactly what you need to do to apply for them.

If you or your child have been denied SSA disability benefits or suffer from a severe impairment that is expected to last more than twelve months and that prevents you from doing any of your past or other work or is causing developmental delay in your child, please contact our office nearest to you to set up a free consultation appointment to discuss your situation.