We have written previously (see below) about the topic of collection harassment and the federal law that prohibits illegal activities of debt collectors.
You Can Sue Debt Collectors for Harassment
The saying, “a picture is worth a thousand words” doesn’t quite fit here, but how about listening to debt collector phone calls? These calls are brutal, illegal and, stunningly, so common that we don’t even blink an eye to them. Our clients get these calls every single day and tell our lawyers about them every single day. Reporter Jeff Rossen gives good advice here but he leaves out the fact that you can sue debt collectors for violations of the Fair Debt Collection Practices Act (FDCPA). Our lawyers have been suing debt collectors under this law for several years. By the way, pay special attention to the call received by a teacher at her school. Many of our clients receive these type of illegal calls to their own employers, from schools to U.S. government offices. Again, what is described here is activity that we hear about every single day in every one of our offices.
While we are on this topic, if you really want to get an in-depth look of the debt collection industry, the book, Bad Paper by Jake Halpern is a must-read. It is shocking and eye-opening to see how many debt collection operations actually are run like criminal enterprises.
If you believe you are being unfairly harassed by a third-party debt collector under the FDCPA, please feel free to contact one of our offices closest to you as we practice in this area of law. Additionally, please use search engines such as Google or Bing to see who is contacting you and, if at all possible, get the full name of the debt collector as well as the full mailing address, city, state and zip code. It is also very important to keep detailed notes if you start getting harassed in an untruthful, unfair, undignified or disrespectful manner by a debt collector. Please write up detailed notes every time you are contacted in this disrespectful manner and make sure you write down the time of the call, the date, the number the call came from, how the person identified himself or herself, and exactly what was said by them and by you. It is also very important to make sure you keep all correspondence received from the debt collector. You can contact the office that is most convenient to you in order to see how our office can help you if you are being harassed by a debt collector.
- Are You Being Sued by a Debt Collector?
- Can You Be Arrested for Defaulting on a Payday Loan?
- How to Stop Collection Harassment
- Are You Responsible for Another Person’s Debts?
- Telephone Consumer Protection Act
Ron Sykstus is a Managing Partner of several of the Bond & Botes Law Offices throughout Alabama. He holds a Bachelor of Science from the University of Arizona, Tucson, and a Juris Doctorate from the Northern Illinois University College of Law. Ron has served in numerous positions throughout the U.S. Army and now utilizes his expertise in the areas of VA issues, security clearances, military law, and bankruptcy to assist his clients when they need it most. Read his full bio here.