Debt collectors and collection agencies are regulated under federal law pursuant to the Fair Debt Collection Practices Act, 15 USC 1692 et seq. (FDCPA). There are statutory and civil penalties that can be leveled against debt collectors and collection agencies for failure to follow this law. As reported by CNN, some debt collectors and a collection agency recently went way beyond the bounds of decency and even the prohibitions contained in the FDCPA.
These debt collectors were arrested based upon the abuse that they forced upon many unsuspecting individuals. You can read the criminal complaint here.
No one should have to put up with collection harassment. Under the FDCPA, if someone is being harassed in an undignified, untruthful, unfair or disrespectful manner by a third-party debt collector, then that individual should explore his or her rights under the FDCPA. Our lawyers have experience in pursuing debt collectors and collection agencies under the Fair Debt Collection Practices Act.
If you or someone you know believes that they are being treated in an undignified, untruthful, unfair or disrespectful manner by a third-party debt collector or collection agency, please feel free to contact our office nearest to you so that one of our lawyers can address your situation with you in a free confidential consultation where we will explore your options with you. Our lawyers handle cases under the FDCPA and the TCPA (Telephone Consumer Protection Act).
Some of our most popular blog posts on this area of law.
- What To Do If You’re Being Sued By a Debt Collector
- Can You Be Arrested for Defaulting on Payday Loan?
- Stop Debt Collectors from Harassing You and Your Family
- Are Your Responsible for Another Person’s Debts?
Ron Sykstus is a Managing Partner of several of the Bond & Botes Law Offices throughout Alabama. He holds a Bachelor of Science from the University of Arizona, Tucson, and a Juris Doctorate from the Northern Illinois University College of Law. Ron has served in numerous positions throughout the U.S. Army and now utilizes his expertise in the areas of VA issues, security clearances, military law, and bankruptcy to assist his clients when they need it most. Read his full bio here.