Potential bankruptcy clients often come to see me after something bad has happened. Just this morning, a nice lady came in and told me that her car had been repossessed yesterday. Had she come to see me earlier, we might very well have been able to stop the repossession while also lowering her payments and interest rate and thereby making the car fit within her budget. Bankruptcy attorneys can do a lot of good things. We can (and do) often stop repossessions, foreclosures and garnishments. As with so many things, however, it is much more difficult to undo something that has already taken place.
So why do people often wait too long to talk to a bankruptcy attorney? My twenty-five years of experience representing people with money problems tells me that pride often gets in the way of doing what someone knows to be right. Pride is one of the original Seven Deadly Sins. It is right up there with wrath, greed, sloth, lust, envy, and gluttony. Pride can be sinful because it causes a person to concentrate on themselves rather than others. It may be best for a man’s family for him to consult with a bankruptcy attorney but his fear of personal embarrassment keeps him from doing so. Ironically, however, there is usually very little embarrassment that results from consulting with a bankruptcy attorney. My firm offers a free and confidential consultation with an experienced attorney. No one will even know that you have been to our office. Embarrassment results from failing to consult with a bankruptcy attorney and losing one’s home to foreclosure, car to repossession or wages to a garnishment.
Being prideful and failing to address financial concerns can cause stress on a marriage. It can keep you from being a good parent. It can keep you from doing a good job at work. No good, and much bad, can result from letting pride keep you from dealing with money problems. A good bankruptcy attorney will confidentially help you to consider all of your options. We are trained in the law to help you find every legal option available. If you are having financial problems, don’t trust someone at the other end of a toll free number to help you. Schedule an in person free consultation with a licensed and experienced consumer bankruptcy attorney.
Please don’t let pride get between you and doing what is right for you and your family.
Brad Botes is a principal of each of the Bond & Botes Law Offices throughout Alabama, Mississippi, and Tennessee. He holds a Bachelor of Science from the University of North Alabama, and a Juris Doctorate from Cumberland School of Law at Samford University. He and his team of bankruptcy lawyers have spent over 30 years guiding people through financial challenges. Read his full bio here.