For some reason, although it may be in their best interest to do so, people avoid meeting with bankruptcy attorneys. Folks that do come in to see us often tell us that they put off doing so for days,weeks or even months. In many cases, we could have done a lot more to have helped them if they had come in earlier. Our clients tell us that they were embarrassed about calling our office to schedule an appointment. They felt like it meant they were a failure. If they just waited a little bit longer, things would get better. Instead, things often got worse.
If you are having financial problems, if the stress of dealing with creditors is affecting your marriage, if a creditor is suing you or garnishing your wages or if you are facing a foreclosure; you owe it to yourself to explore all of your options. In most cases, meeting face to face with a local professional experienced in helping people with money problems will be your best option. As my law partner Carla Handy has pointed out, dealing with an out of state company at the opposite end of a toll free number can be risky.
So what happens when you meet with a bankruptcy attorney? We have offices in Alabama, Mississippi and Tennessee. In each office,we offer a free personal and confidential consultation with one of our experienced licensed attorneys. You will not meet with a secretary or paralegal. Prior to the meeting, you will be asked to complete a simple form with some basic information that we will use to evaluate your circumstances. If you wish to, you can download and complete the form before your appointment.
During the consultation, we will meet and get to know each other. It may surprise you that our first objective will be to keep you out of bankruptcy. In addition to bankruptcy; our firm can help with lawsuit defense, credit report disputes and dealing with abusive collectors. All options will be explored. After reviewing your assets, liabilities, income and expenses; we will answer your questions and help you make the best decisions possible. If you determine that you want to retain us to file bankruptcy or take some other action on your behalf, we will quote you a fair fee and then allow you to make a pressure free decision.
In short, if we do our job correctly, you will leave your consultation fully understanding all of your options and prepared to take the first step towards dealing with your problems. If you are dealing with financial problems, please don’t allow a stranger to influence your important financial situations. Schedule a free personal and confidential consultation with one of our experienced licensed attorneys. We will do all that we can to help you.
Brad Botes is a principal of each of the Bond & Botes Law Offices throughout Alabama, Mississippi, and Tennessee. He holds a Bachelor of Science from the University of North Alabama, and a Juris Doctorate from Cumberland School of Law at Samford University. He and his team of bankruptcy lawyers have spent over 30 years guiding people through financial challenges. Read his full bio here.