gmcnutt's blog

In a few days, Halloween will be in the rear view mirror as will the month of October and as we all know the holiday season of Thanksgiving and Christmas will then be on us and then over in a blink of an eye.  As Ben Franklin pointed out, there are only two things that are certain in life and if you are alive and reading this blog the other thing is what I am talking ab

The world we live in has changed vastly over the past 20 years or so since we were introduced to the Internet.   Many if not most of the changes were for the better, but as with anything there are also downsides.  Unfortunately, the criminals of the world (or as my 5 year old calls them “bad men” of the world) have access to it as well and they have come up with many ne

The answer is maybe? But, the solution could be a Chapter 11. Why? Mortgage lenders have been delaying foreclosures for many months and even years for many people. As a result, the arrearages (the amount you’re behind on your mortgage) can be a lot of money.

It is unfortunate, but I find this to be a fairly common question among my clients.

Chapter 13 is a section of the Bankruptcy Code that allows individuals and small business owners in financial difficulty to repay their creditors.

As Bankruptcy attorney’s at Bond & Botes, we are often asked by potential clients or new clients what we can actually do for them.  I thought I’d put a short list together as follows:

Every so often I get asked about what the possibilities are of filing a Chapter 20 bankruptcy.  They are not asked for by name mind you given that not too many people know what a Chapter 20 bankruptcy is and also because the Bankruptcy Code does not mention them by name.

One very common concern or worry if you will I get asked by many of my clients contemplating Bankruptcy is “Will I be able to obtain credit after Bankruptcy?”  They are scared that filing Bankruptcy will prevent them from having any type of credit for the next ten years and in reality nothing could be further from the truth.

Most people plan to retire when they reach a certain age or when they start receiving their Social Security benefits, thus leaving the stress of working everyday behind.   Retirement brings with it its own stresses, especially if you have not saved adequately throughout your working career to support your lifestyle.  Saving for retirement in today's economy may seem like an enormous obstacle.

We are right in the middle of tax season and you have several options for filing your return.  You can hire a professional to do it for you, buy software and follow the directions, or just print out some forms and fill them out manually the old fashioned way.