The affiliated law offices of Bond & Botes, serving residents of Alabama, Mississippi, and Tennessee. We are Debt Relief Agencies and Attorneys at Law who help people file for bankruptcy relief under the Bankruptcy Code.
 

 
 
 
Bankruptcy and Debt Relief help for residents in Alabama, Florida, Mississippi, and Tennessee. Contact a local Bond and Botes office near you to get started. 877-ONE-DEBT.
Bankruptcy and Debt Relief help for residents in Alabama, Florida, Mississippi, and Tennessee. Contact a local Bond and Botes office near you to get started. 877-ONE-DEBT.
Write, Click or Visit one of our Alabama, Florida, Mississippi, or Tennessee offices to get started on you path to a fresh start financially.
 
 
Search the Bond and Botes Legal Website from here.
   
 
There are myths about bankruptcy,and then there is the truth about bankruptcy. The answers you need are here.
   
 
 

 

Stop debt now, bankruptcy can help!
 

Stop harassment, stop repossessions, stop foreclosures, stop lawsuites.. Keep your car, your home, your wages, youw furniture.

IT'S NOT TOO LATE! YOU CAN STILL FILE FOR BANKRUPTCY DEBT RELIEF!


The truth is that is you can still do most everything under the new law that you could do under the old law, though creditors and collection agencies want you to believe otherwise.

There is still PLENTY of help for those seeking to eliminate debt, to get a fresh start under the Federal Bankruptcy Law.

Filing bankruptcy does a lot of things, but one of the main things it did under the old law, and still does under the new law, is to help you, and other good, honest, hard-working people get rid of unsecured debts and keeps bill collectors under control. Find out if bankruptcy protection is right for you!

A decision to file for bankruptcy should be made only after determining that bankruptcy is the best way to deal with your financial problems.

Contact Us Today For a FREE Consultation!
Locate an office near you

We help residents of Alabama, Mississippi, & Tennessee
 



Our firm congratulates
Ron Sykstus on being listed in the 2008 Alabama Super Lawyers published by Law & Politics and Business Alabama magazines. Click to read the article here. (requires pdf) or view it via the web here.


 

 


IS YOUR CAR ABOUT TO BE REPOSSESSED?
We can help you keep your car!

STOP FORECLOSURE & SAVE YOUR HOME!
Find out how we can help you stay in your home!


Think filing for bankruptcy is immoral?
See what the bible says

 

BANKRUPTCY, THE END OF CREDIT?
Not necessarily true, says SmartMoney.com

The decisions whether to file for bankruptcy protection is not an easy one. Among the numerous concerns, one that is typically front and center is the worry that your credit rating will be so damaged that securing a loan — even at a lousy rate — will be darn near impossible.

But here's some surprising news: In many cases, the damage done to credit isn't nearly as bad as expected. Over the long run, obtaining a score high enough to make you eligible for very competitive rates isn't out of the question.


Bond & Botes works for you. Our job is to help you get relief from your debts. We’ll help you stop foreclosure, stop liens, stop garnishments, stop repossessions, stop harassment and stop those phone calls from creditors! How? We are Debt Relief Agencies and Attorneys at Law who help people file for bankruptcy relief under the Bankruptcy Code. Credit card companies, banks and other lenders have lawyers to represent them … our job is to represent you!

We’ve helped thousands of clients – people just like you – get relief from millions of dollars in debt. We’ve saved people’s homes, cars, furniture, jobs and peace of mind. We’ve stopped the harassment, the phone calls and letters, the garnishments, liens, repossessions and foreclosures. At
Bond & Botes, WE STOP DEBT so you can go on with your life.

 

 

Bankruptcy in the news
 


After bankruptcy, an entrepreneur rebuilds 
  Posted: September 25th, 2008
  CNN Money, money.cnn.com

CNN Money takes a look at one business owner's success in rebuilding his business life post bankruptcy. "After losing my first business, I built a successful new one and learned to live debt-free. "


"Strip-down" Could Ease Subprime Mortgage Crisis
  Posted: September 2nd, 2008
  UC Davis News, news.ucdavis.edu

Nearly all debtors who file for bankruptcy under Chapter 13 are homeowners, according to researchers at the University of California, Davis, Graduate School of Management and UC San Diego.


Alabama Bankruptcies continue to climb

  Posted: September 2nd, 2008
  The Birmingham News, al.com

Birmingham bankruptcy lawyer Brad Botes said his client base is approaching levels he has not seen since mid-2005, when a surge of clients sought bankruptcy protection prior to the tougher new law.

"Between foreclosures and others overwhelmed by debts as they deal with high gas, energy and food prices, it is no wonder so many people are struggling to get by right now," Botes said.


12 Myths about bankruptcy
  Posted: July 1st, 2008

Like most big, bad scary things, bankruptcy has a reputation based on a few tidbits of truth and lots of embellishment. It's not nearly as frightening once you know the facts.


With a mind toward de-clawing the monster, here are a dozen misconceptions about bankruptcy. - bankrate.com


When staying alive means going bankrupt 
  Posted: June 29th, 2008
Health insurance didn’t keep cancer-stricken California woman solvent - MSNBC.COM
 

Business bankruptcies soar in early part of year
  Posted: June 5th, 2008

Birmingham bankruptcy lawyer Brad Botes said the business growth is a sign that companies are being hurt by the credit crunch and a slowdown in the housing ... (read more) The Birmingham News - al.com
 

Bankruptcy Filings Up 30 Percent in Last 12 Months 
  Posted: June 4, 2008

Bankruptcy filings leapt up 30 percent for the 12 months ending March 31 -- from 676,000 in 2007 to nearly 902,000 this year -- according to data from the Administrative Office of the U.S. Courts.
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The top five states for bankruptcy filings per capita in the 2008 data are Tennessee, 6.7 per 1,000 population; Georgia at 5.45; Alabama at 5.29, Illinois at 5.16; and Michigan at 4.82 per 1,000. - The National Law Journal

 

> MORE BANKRUPTCY NEWS

Bankruptcy information contained in this section may not necessarily be written or provided by Bond and Botes directly.
 

 

 


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