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The Bond and Botes lawyers and staff do what we do to help others every day. Some of us go above and beyond. In February, the Madison County Volunteer Lawyers Program recognized our own Mary Conner Pool as their Volunteer Spotlight! We are proud of Kathryn for putting in the extra time to help those who are less fortunate. Kathryn has a real compassion for the less fortunate and is willing to step out of her comfort zone to help.

Steady income is essential for most of us and is never more important than when we’re struggling financially. So, it’s understandable that many people who have bad credit histories or are considering bankruptcy are concerned about how their credit reports may affect their job opportunities. While many states place limitations on the use of credit histories in hiring, there are no such state-law restrictions in Alabama, Mississippi, or Tennessee. 

For the last couple of years, we have heard about the concept of “HQ2,” notably with Amazon.  There was a frenzy of competition for Amazon to locate its second headquarters in towns and cities throughout the country.  Now, things are settling down with the work for Amazon’s main HQ2 located in Arlington, Virginia.

The threat of losing your home can be overwhelming, and sometimes that makes it hard to think clearly and strategically. Many Mississippi homeowners are currently facing that stress. According to ATTOMData, foreclosures have fallen nationwide--from more than 1.6 million in the first half of 2010 to fewer than 300,000 in the first half of 2019. But, closer to home, the news isn’t so good.

There’s a battle of experts underway about just how often medical bills and lost income due to an illness or injury triggers a bankruptcy filing. Some studies conclude that as many as ⅔ of all bankruptcy filings  are due at least in part to medical problems, while others contend the number is much smaller. 

There’s a battle of experts underway about just how often medical bills and lost income due to an illness or injury triggers a bankruptcy filing. Some studies conclude that as many as ⅔ of all bankruptcy filings  are due at least in part to medical problems, while others contend the number is much smaller. 

It is very important to make sure that the schedules of debts and creditor matrix you file in an Alabama bankruptcy case are complete and accurate. Your bankruptcy petition and schedules are submitted under oath. Thus, it is a crime to knowingly or intentionally make misrepresentations. Aside from the risk of criminal penalties associated with willful misrepresentation of your debts, incomplete or inaccurate information can lead to delay or even dismissal of your bankruptcy case. Unlisted debt, with this in mind, can be quite problematic.

If you're considering filing for bankruptcy in Tennessee, you are undoubtedly facing significant financial challenges. And, if you are like most people who ultimately file for bankruptcy protection, you may have been struggling with those issues for some time. So, it makes sense that you would be concerned about the costs associated with filing bankruptcy.

Costs of bankruptcy fall into several different categories, which include:

Many people considering bankruptcy are concerned about their options for purchasing a home after bankruptcy. In many ways, qualifying for a loan after bankruptcy is no different from qualifying for a mortgage without a history of bankruptcy. That is, the lender’s determination will be based on the same set of factors, such as the amount of the loan in comparison to your disposable income and your credit history.