How fast does bankruptcy work?


From start to finish, how long does bankruptcy take?

It’s a frequent question for the bankruptcy attorneys at Bond & Botes: How long does it take?

  • The automatic stay – the cessation of foreclosure, repossession, creditor phone calls – begins immediately after the bankruptcy is filed.
  • A Chapter 7 bankruptcy – all debts discharged – takes four months from the date of filing.
  • A Chapter 13 bankruptcy – a reorganization and repayment of debt – takes 3-5 years, depending on the amount of debt and the ability to pay.

Bankruptcy laws exist because people like you and millions of other Americans need a second chance – a way out of overwhelming debt.

Call 1-877-ONE-DEBT and ask about debt relief and a fresh start.

Our bankruptcy lawyers want you to have the facts, and they want you to have the personal attention you need and deserve. That is why we offer a FREE initial consultation.