Bond & Botes now offers complete debt relief over the phone or by video.
This means you can move forward with finding debt relief from the comfort and safety of your home or office.
Call (256) 255-7170 or fill out the form below to set up your free phone or video consultation.
1302 Noble St
Suite Number 2C
Anniston, AL 36201
Call (256) 255-7170
For Your Free Consultation
Chapter 7 Bankruptcy Attorneys
Chapter 7 bankruptcy is designed to give debtors a “fresh start” in their financial life. At the end of the process, all qualifying debts are discharged, which means you will never have to pay them. Filing a bankruptcy petition is complicated and time consuming and not all debts are dischargeable. An attorney can help you make important decisions prior to filing your bankruptcy petition.
If you want to:
- Stop those stressful calls from collectors
- Lower your monthly bills
- Stop foreclosure
- Stop repossession
- Stop wage garnishment
Then schedule your free consultation today.
Call us at (256) 255-7170 or simply submit our convenient form and we’ll get back to you right away.
Bond & Botes attorneys have guided tens of thousands of individuals and married couples through the bankruptcy process. While every client is different, we’ve helped each one find the relief they needed when they needed it most.
Why File Chapter 7 Bankruptcy?
If you feel like you are buried In debt, and climbing out from under it seems impossible, you may be able to make a fresh start by filing for Chapter 7 Bankruptcy. Some reasons why you may decide to file for bankruptcy include:
- You do not answer your phone if you do not recognize the number, or you know it is from a creditor.
- Most of your credit cards are maxed out.
- You only make the minimum monthly payment on your credit cards.
- You avoid going to the doctor because you are already weighed down with medical bills you haven’t paid.
- You have no emergency fund.
- You have either received, or are afraid of receiving, an eviction notice from your landlord or a foreclosure notice from your mortgage holder.
There is hope. On the day you file your petition, your creditors are notified and can no longer take collection action against you unless they obtain an order from the bankruptcy court allowing it. This gives you some breathing room and should provide relief from your stress.
At the end of the Chapter 7 bankruptcy proceeding, the following types of debts will be discharged, meaning you no longer will owe them.
- Credit card and other unsecured debt.
- Medical bills.
- Past due rent and utility bills.
- Income taxes that are more than three years old.
You will still owe back alimony and child support, a monetary penalty imposed by a court, and most likely student loans.
Free Initial Consultations For Chapter 7 Bankruptcy
Free Initial Consultations For Chapter 13 Bankruptcy
We Can Also Help With
Over 30 years of helping people get back on track.
"I felt like I mattered."
My experience was by far one of the best customer service experiences I’ve had in a while! Monica made me feel like she and I had known each other for years!!! I didn’t feel like a number I felt like I mattered. Going in, I was unsure and super nervous, let’s say by the end my appointment I have a new found confidence because of Monica and all other members of the staff!! Thanks so much, I’m so happy with my decision!
"I am truly grateful for their service"
The service by all staff members has been so helpful and prompt going out of their way to provide counsel in a calming fashion during a tense period of life. I am truly grateful for their service!
"I am so glad I chose this law firm"
It was great. I was a nervous wreck and Mr. Reese made it so that. I was relaxed and not so worried when. I left. I am so glad I chose this law firm.
"I only wish I had contacted them sooner."
What a relief. To have this process explained so clearly. Both attorneys, Grafton Weinacker and Robert Reese were very easy to talk to and Ashley was also very helpful. I only wish I had contacted them sooner. It would have saved us from a lot of sleepless nights.
Proudly Serving Alabama, Mississippi, & Tennessee For Over 30 Years
One or more of our lawyers have received these awards and/or recognition:
We proudly serve the following counties: Calhoun, Cherokee, Clay, Cleburne, Dekalb, Etowah, Marshall, Saint Clair, and Talladega.
Cities include: Gadsden, Attalla, Alexandria, Rainbow City, Glencoe, Hokes Bluff, Southside, Anniston, Choccolocco, Jacksonville, Lincoln, Albertville, Guntersville, Fort Payne, Rainsville, Hobson City, Saks, Weaver, Ohatchee, White Plains, West End-Cobb Town, Piedmont, Ashville, Pell City, Odenville, Springville, Centre, Cedar Bluff, Leesburg, Talladega, Sylacauga, Lineville, Heflin, Riverside, Eastaboga, Old Eastaboga, and Munford.
This is an advertisement. We are Debt Relief Agencies and Attorneys at Law who help people file for bankruptcy relief under the Bankruptcy Code. The affiliated Bond & Botes law offices are each separate corporate entities organized under the laws of various states. Should an individual choose to retain one of the affiliated Bond & Botes law offices to perform legal services, such decisions should be made in reliance upon that particular office only and not upon any other affiliated office. The affiliated Bond & Botes law offices do not retain clients on the strength of advertising material alone but only after following our own engagement procedures (e.g., interviews, conflict checks, retainer agreements). The information contained on this site is intended to educate members of the public generally and is not intended to provide solutions to individual problems. Nor does the use or reliance of information contained on this website constitute the establishment of a lawyer-client relationship. Readers are cautioned not to attempt to solve individual problems on the basis on information contained herein and are strongly advised to seek competent legal counsel before relying on information on this site.
Alabama State Bar Rules require that all attorney advertising include the following: No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers.
Mississippi State Bar Rules require that all attorney advertising include the following: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements. Free background information available upon request.
Tennessee State Bar Rules require that all attorney advertising include the following: Not certified as a consumer bankruptcy specialist by the Tennessee Commission on Continuing Legal Education and Specialization.