What is it about human nature that we procrastinate? Procrastination can be defined as being slow or late about doing something that should be done or dealt with now. It can also be defined as putting off something intentionally and habitually.

Over the past 20 years in meeting with clients seeking legal advice about debt and bankruptcy, a vast majority of my clients have waited and put off dealing with their debt until something forced them to deal with it. Those clients did not seek counsel until they were sued by a creditor or had their wages or bank accounts garnished. Their procrastination has now made a bad situation worse. When a creditor sues someone and gets a judgment against them, many of my clients who own real estate may now have a lien against that property. Again, the situation went from bad to worse due to procrastination.

Many of my clients who owe federal and state income tax have traveled under the assumption that because it is tax debt there is nothing they can do about it.  After discussing their situation with me, they are shocked to learn that this tax debt may be dischargeable in a bankruptcy. The moral of the story is, do not let pride or embarrassment prevent you from dealing with your debt. At Bond and Botes, we will look at all possible solutions and give you an honest assessment.  Your initial consultation is free and with an attorney, never a legal assistant or paralegal. Call our office closest to you today to receive the help and guidance you need.

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