Keep Your Bankruptcy Attorney Informed

Montgomery AL attorneyWhen you file for protection from your creditors with Chapter 13 or Chapter 7 bankruptcy, one very important responsibility you have is to keep your attorney updated on your current contact information.  I cannot tell you how many times this has become a problem for us in our practice.  The maximum you can be in a Chapter 13 bankruptcy is five years. A lot can happen in five years!!  You can lose a job, get married or relocate to another state.  Meanwhile, your Chapter 13 is still active.  If something happens to cause you not be able to pay a house payment or the trustee, a motion to dismiss or a motion for relief from the automatic stay can be filed by the trustee and/or a creditor.  The first thing my office will do is call you.  If you changed your phone number, that option becomes a dead end.  Our next way of contacting you is to mail you a letter to let you know what has happened.  Again, if we can’t get in touch with you, we cannot offer a defense on your behalf.  I have even resorted to sending messages via Facebook in order to get in touch with a client about important matters in their cases.

At the end of a Chapter 13 bankruptcy, the Chapter 13 trustee will file a notice of completion with the court.  In order for a Chapter 13 debtor to receive a discharge, they must be current with any child support obligation, have completed the personal financial management instructional course and sign a motion to discharge their case.  Again, the importance of being able to get in touch with the client to sign and certify these requirements is most important!

Remember, if you are struggling with your finances, please call one of our Bond & Botes offices to speak with one of our attorneys so we help you find a fresh start.

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Bond & Botes Law Offices

At Bond & Botes, we now offer full service bankruptcy consultation and filing over the phone or by video from the comfort and safety of your home or office. Please call 1-877-581-3396 or click here to setup your free phone or video consultation.

The lawyers at the Bond & Botes affiliated offices serve clients at offices in Anniston, Birmingham, Mobile, Montgomery, Opelika, Decatur, Huntsville, Florence, Haleyville and Gadsden, Alabama; Vicksburg, Hattiesburg and Jackson, Mississippi. Read our disclaimer here. You can view our Privacy Policy here.

Alabama Offices

Birmingham

2107 5th Avenue North
Age-Herald Building
Birmingham, Alabama 35203
Phone: (205) 802-2200


Shelby County Location
15 Southlake Lane, Ste 140
Birmingham, AL 35244
Phone: (205) 802-2200


Florence Location
121 S. Court Street
Florence, AL 35630
Phone: (256) 760-1010


Huntsville Location
225 Pratt Avenue NE
Huntsville, AL 35801
Phone: (256) 539-9899


Montgomery Location
311 Catoma Street
Montgomery, AL 36104
Phone: (334) 264-3363


Decatur Location
605 Bank Street
Decatur, AL 35601
Phone: (256) 355-2447


Haleyville Location
914 19th St.
Haleyville, AL 35565
Phone: (205) 486-3580


Gadsden Location
430-B Chestnut Street
Gadsden, AL 35901
Phone: (256) 485-0195


Opelika Location
216 South 8th Street
Opelika 36801
Phone: (334) 887-7666


Anniston Location
1302 Noble St #2C
Anniston, AL 36201
Phone: (256) 344-3559


Cullman Location
200 Second Avenue SW
Cullman, AL 35055
Phone: (256) 739-9866


Mississippi Offices

Jackson Location
5760 I-55 North, Ste 100
Jackson, MS 39211
Phone: (601) 353-5000


Hattiesburg Location
607 Corinne St, Ste B8
Hattiesburg, MS 39401
Phone: (601) 264-7200


Vicksburg Location
1212 Farmer Street
Vicksburg, MS 39180
Phone: (601) 353-5000

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